faq Archives

Car keys next to a spilled drink owned by a drunk driver

When Stopped By The Police, How Do They Measure Alcohol Levels?

When Police pull a driver over, they are usually concerned with the driver’s Blood Alcohol Content or Concentration. They usually measure BAC in concentration of alcohol in the bloodstream and is measured as mass per volume. For example, using the English drink drive limit, a BAC of 0.8% means the same as 80 milligrams of alcohol for […]

Drunk driver waving at the camera with his window rolled down

Do I Have To Redo My Driving Test If I’m Banned?

The short answer is that it depends. If you are banned from driving for less than 56 days, this is known as a Short Period Disqualification (SPD), and you will usually not have to retake your test. If you receive a short-term ban, your licence will be stamped by the court and then returned to you. The stamp will […]

Man in work van talking to a colleague stood outside

What Is Hire And Reward Insurance?

Hire and Reward insurance is a class of insurance that allows you to legally carry other people’s goods in return for payment. Van insurance with hire and reward cover is essential for couriers, hauliers, taxi drivers, furniture removers, and anyone who carries people or the property of others in exchange for a fee. Indeed, having Hire and […]

Parked driver looking frustrated with his head in his hands

What Happens If I’m Caught Driving Without Insurance?

Driving a motor vehicle in a public place without insurance is classed as a serious offence, and you will be issued an IN10 Conviction. IN10 convictions are issued to people who drive without having the minimum third-party-only cover in place. Third-party-only cover means that if you are involved in an accident with another person, your insurance […]

I’ve Just Passed My Test – How Do I Get Insurance?

So you’ve passed your driving test. Congratulations! If you are keen to get on the road you need to make sure you are insured or that shiney new license will be taken away from you as soon as you’ve got it. To get insurance as a new driver, you are best to contact a specialist […]

Lots of different cars all parked next to each other

What Is A Telematics Policy?

You may have heard of telematics as a form of insurance policy, but you aren’t sure what it actually is. Telematics is also known as Blackbox insurance and allows you to have your car insurance based on how you drive rather than based on the insurance premium of the average driver. How do they test […]