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  • Different levels of Commercial Garage insurance
  • Protect yourself and your employees at work
  • Build the right insurance policy for your MOT station
  • Enjoy added flexibility thanks to simple mid-term adjustments
  • Request an MOT Station insurance quote online


Find the Right Insurance Policy for Your MOT Station

Finding a niche insurance policy might feel like an impossible task, but that's where we come in. At Insurance Revolution, we'll be here to help you find MOT Station insurance that's tailored to your needs, no matter how complex they might be. 

MOT Station Insurance: What You Need to Know

MOT Station insurance is designed to protect your business from a range of risks associated with operating an MOT testing facility or garage. It provides financial security in case of unforeseen events that could disrupt your operations or lead to financial losses.

The level of Commercial Garage insurance you need for your MOT station or garage depends on various factors, including the size of your business, the number of employees, the value of your assets, and your specific risks.

If you have employees, then Employer's Liability insurance is a legal requirement in the UK and protects you against claims from your workers for injuries or illnesses caused by their work. This is something you should keep in mind when looking to start a policy.

Why Choose Insurance Revolution for MOT Station Insurance

At Insurance Revolution, we understand that your business may evolve and change over time. That's why we have a dedicated customer service team in place. Whether you need to update your details, make changes to your MOT Station insurance policy, or simply have questions about your insurance, our team is here to assist.

Our straightforward online form allows you to have one of our agents call you to get an accurate quote for your preferred MOT Garage insurance policy. We believe that securing the right insurance coverage should be convenient and accessible, which is why our online quote process is designed with your convenience in mind.

Insurance Revolution's Reviews 

I am in my first year of owning a recovery company and was struggling to secure a good deal on a motor trade policy, everyone I spoke to was quoting me £10k plus for a year's premium. I managed to speak to Luke Blanchard at Insurance Revolution and he was so helpful and managed to secure me a policy for less than half the above-quoted figure. Since if I ever need amendments to the policy or documents updated etc he is very quick in getting them sent over! A real asset to the team! Thank you, Luke!

Kyle M., 



Is MOT Station Insurance Legally Required?

Certain aspects of MOT Station insurance are compulsory, such as Road Risk cover if you plan to drive the vehicle on the road, and Employer’s Liability insurance if you have employees that work for you. Even if a particular option isn’t legally required, that doesn’t mean it should be dismissed, as it puts you more at risk of liability should an accident happen.

What Does MOT Garage Insurance Cover?

MOT Garage insurance, also known as MOT Station insurance, protects motor trade businesses while carrying out MOT tests. There are multiple levels of MOT Garage insurance, so knowing what policy you need is important. From covering vehicles while they’re in your possession to Public and Employer’s Liability insurance, we can help you find the right policy for your business. To discuss your options, you can call a member of our team.

Does a Vehicle Need Insurance While in a MOT Station?

It is illegal for a vehicle to be driven without valid insurance, so the driver could be charged with an offence if a vehicle is taken for an MOT without a policy being in place. That being said, it’s still essential that the MOT station also has adequate cover, as you may still be liable for any damage caused while the vehicle is in your possession.

How Does Commercial Garage Insurance Work?

Commercial Garage insurance will ensure that your business location is compliant with the various legal regulations relating to insurance. It ensures that you are protected against any unforeseen circumstances that could harm your ability to earn. This can relate to accidental damage to customers’ vehicles and injury to your staff and the general public.

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