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How many penalty points will I receive for speeding?

Depending on the nature of the offence and by how much you were exceeding the speed limit, you will normally be issued with three to six penalty points, which must remain on your licence for four years from the date of the offence. As well as penalty points, you will ...

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How many points will I receive for driving through a red light?

In most instances, if you are caught driving through a red light you will be issued with three penalty points, which must remain on your licence for four years from the date of the offence. In addition to being issued with three penalty points, you will also be handed a ...

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What will happen to my insurance is I’m banned for ‘totting up’?

A totting up or TT99 ban is issued when a driver has accrued 12 or more points within a three year period. A TT99 endorsement must stay on your licence for four years from the date of conviction. The length of a totting up ban can vary, depending on the discretion of the ...

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What does totting up mean?

Simply put, ‘totting up’ is the accumulation of penalty points on your driver’s licence. If you build up 12 points within a three year period, you will be issued with a totting or ‘TT99’ ban. The length of the ban is up to the discretion of the court, but they ...

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What happens if I’m caught driving without insurance?

If you use, cause or allow a motor vehicle to be driven in a public place without insurance, it is classed as a serious offence and you will be issued with an IN10 Conviction. IN10 convictions are issued to people who do not have the minimum third party liability cover. ...

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