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How many penalty points will I receive for speeding?

Insurance Revolution Blog , Convicted Driver Insurance , Totting Up Insurance , FAQs

Depending on the nature of the offence, what road you were on and how much you were exceeding the speed limit, you will normally be issued with three to six penalty points, which must remain on your licence for four years from the date of the offence.

As well as penalty points, you will also be issued with one of the following convictions, again, depending on the nature of your offence:

  • SP10 – Exceeding goods vehicle speed limits
  • SP20 – Exceeding speed limit for type of vehicle (excluding goods or passenger vehicles)
  • SP30 – Exceeding statutory speed limit on a public road
  • SP40 – Exceeding passenger vehicle speed limit
  • SP50 – Exceeding speed limit on a motorway

However, if you are caught speeding at an excessively high speed, you can be issued with a straight ban rather than penalty points – which will have an impact on the cost of your car insurance premium.

Whether you are returning from a driving ban or you just received the 3 points, we will be able to help find you an insurance policy which suits you. If you have accrued a number of motoring convictions or have been banned for ‘totting up’, Insurance Revolution can still help you find a competitive quote.

Visit our Convicted Driver Insurance and Totting Up Insurance pages for more information or a quote.


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What does totting up mean?

Simply put, ‘totting up’ is the accumulation of penalty points on your driver’s licence. If you build up 12 points within a three year period, you will be issued with a totting up or ‘TT99’ ban. The length of the ban is up to the discretion of the court, but ...

Insurance Revolution Totting Up Insurance , Convicted Driver Insurance , Banned Driver Insurance , FAQs read more

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Will criminal convictions affect my car insurance premium?

The short answer is yes. Unfortunately, some insurers and underwriters perceive those with criminal convictions to be untrustworthy and therefore too risky to insure. But luckily, Insurance Revolution are different. While we won’t pretend having a criminal conviction will not affect the cost of your car insurance, Insurance Revolution can ...

Insurance Revolution Blog , Convicted Driver Insurance , FAQs read more