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Exceptional Hardship: What is it?

Insurance Revolution Blog , TM

 

Did you know that it’s possible to avoid a 6 month driving ban? It’s not easy though, as you have to prove to the court that you would suffer exceptional hardship if your license was revoked. This means that the hardship you would endure would be unreasonable, and the court will investigate how a driving ban will negatively affect your life.

It’s not just your job

Don’t think that just because you use your vehicle for work you’ll get off scot-free. If your household can afford to pay the mortgage and bills without the income from your job, there’s a good chance you’ll still get a driving ban. However, if losing your ability to drive means that you have a real risk of bankruptcy, or will have a serious effect on other people, you stand a chance of proving exceptional hardship.

How do I make an argument for exceptional hardship?

An argument for exceptional hardship must be made in court, and the procedure for this varies depending on which court your case goes through. It is not possible to make your plea by letter or any way other than going to court, otherwise you will not meet the criteria.

 

The court will wish to question you on the hardship you will endure should you be banned from driving, so it’s essential that you attend your court date.

 

What if my argument for exceptional hardship is unsuccessful?

If your argument for exceptional hardship is unsuccessful you will be given an immediate driving ban. It is possible to appeal the court’s decision, but this can take weeks. This is why it’s essential that you provide a solid and well prepared argument during your first opportunity.


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Declaring Drink-Driving Convictions

  Why do I need to declare my convictions? By law, customers must fully and accurately complete all of the questions on the insurance form. It used to be that the law instructed customers to declare all ‘material facts’, regardless of what questions were on the form. However, a recent ...

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What can cause a high breathalyser reading: Insurance Revolution explains what can affect Blood Alcohol Content (BAC)

The current English drink drive limit is 35 microgrammes of alcohol per 100 millilitres of breath – which is confusing enough as it is before you begin to consider what factors, other than alcoholic drinks, can affect your blood alcohol content. As such, Insurance Revolution has put together this simple ...

Insurance Revolution Drink Driver Insurance , Blog , Breathalyser read more

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Tips for preparing for your Drink-Driving Court Case

If you’ve been caught drink driving, you will most likely be facing a conviction. This may be a distressing time for you and your family, but having as much information prior to your hearing will help to calm your nerves. We’ve put together some tips for preparing for your drink ...

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Has lowering the drink-driving limit in Scotland had any impact?

  In December 2014, the Scottish Government lowered their legal drink-driving limit from 80mg in every 100ml of blood to just 50mg. Why? To try and tackle an increasing drink-driving problem that was seeing thousands of motorists each year convicted or injured due to getting behind the wheel whilst under ...

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What is CMR Insurance?

CMR Insurance is a type of cover which allows hauliers and couriers to legally carry goods within Europe. CMR Insurance ensures goods carriers are compliant with the CMR Convention – ‘Convention on the Contract for the International Carriage of Goods by Road’, in full – an EU law which requires ...

Insurance Revolution courier insurance , Haulier Insurance , FAQs read more

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Drink driving myths… DEBUNKED!

There are loads of myths surrounding drink driving, some of which are actually widely believed throughout the UK and beyond. We’ve put together a list of some of the most popular drink-driving myths, plus why they’re a load of rubbish. The only way to be completely certain that you’re within ...

Insurance Revolution Blog , TM read more

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5 Ridiculous Excuses for Drink-Driving

It’s summer, and that means lots of BBQs, beach parties and festivals. It also means that thousands of people will risk driving home when they’ve had too much to drink. We’ve put together a list of some of the most ridiculous, but ever popular, excuses for drink driving, and why ...

Insurance Revolution Blog , TM read more

23
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Winter Car Tips

Winter is around the corner, and as you tackle the withered leaves in your garden, you might have already experienced the sight of the first layer of frost on the pavement or on your car’s windscreen and bonnet. Most motorists agree that driving during winters is a complicated affair. The icy roads, ...

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Gable Insurance

As of November 17th 2016, Gable Insurance went into liquidation after PwC sent them a winding-up order.  As such, all clients of Gable will need to find new insurance to make sure their insurance is live and will not be affected. The company is now in the hands of the ...

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Best driving related Christmas presents

Christmas is around the corner and it is time to sit down with a pen and paper to decide upon the Christmas gifts you intend to buy for your near and dear ones. If you have someone among your family members or within your friends who loves cars and everything ...

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