- Get back on the road after your conviction
- Save time and money by letting the Insurance Revolution team find you a great deal
- Our staff know the best insurers for those with TT99's
Each year, thousands of motorists become what’s called ‘totters’.
‘Totters’ are drivers who have been given 12 or more points on their license, and this incurs an automatic conviction.
What is a TT99 conviction?
Also known as a ‘totting up ban’, a TT99 conviction occurs when a driver has incurred 12 or more points on their license over a three year period.
If a motorist has a minimal amount of points on their license it stops them from having a ‘clean’ license, but it doesn’t tend to affect insurance premiums too much. This does, however, change once the motorist hits 12 points.
A driver can be given points on their license for a wide range of offences. These include:
- Failing to stop at an accident.
- Driving without due care and attention (i.e. being on a mobile phone).
- Breach of a traffic sign (i.e. going through a red light).
- Failure to obey a signal given by a police officer.
The most common reason for having points on your license is speeding. However, the convictions that make up the points do have an effect on your TT99 car insurance premiums, so it’s important to keep this in mind.
How long will a TT99 conviction stay on my license for?
A TT99 driving conviction will, by law, stay on your license for four years from the date of your last offence.
However, you will need to disclose the conviction to your insurance company for five years from this date. Failure to do this could result in your insurance being deemed invalid, and you could end up with a IN10 conviction.
Why is insurance more expensive for TT99 convicted drivers?
Vehicle insurance is more expensive for TT99 convicted motorists as they are considered to be high risk drivers to many insurance companies.
Did you know that many major insurance companies won’t even provide cover for TT99 convicted drivers? That’s not the case with Insurance Revolution.
Why choose Insurance Revolution for your TT99 insurance?
Here at Insurance Revolution, we do things a little differently.
We don’t just treat our customers as policy numbers and wave them off with extortionate premiums. We treat each and every one of our customers as individuals, and assess each person’s situation fully.
This way we can create a TT99 insurance quote that’s right for you.
We specialise in providing insurance for banned drivers, so get in touch for an affordable TT99 insurance quote today.