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Why do I get asked if I am married when getting a car insurance quote?

Insurance Revolution car insurance , insurance

There are lots of questions on car insurance quotes that seem to be almost irrelevant to driving, but one interesting fact is that married people get into fewer accidents than those who are unmarried. This can translate to cheaper car insurance premiums for lots of married couples.

Marriage and Car Insurance

Whether this is down to driving more carefully as you aren’t trying to impress someone, or because of a spouse’s terrible backseat driver that forces you to drive differently - the safer track record of married couples’ means that you can see a reduction in the cost of your car insurance. Of course being married doesn’t instantly change your driving style, but it is shown to have a positive impact.

This can apply to merging car insurance policies with your spouse as well as having your own policy. You may find that this isn’t always the case, if your spouse has a poor driving record, then it may actually cause your premiums to be higher if you have a combined policy, whereas a multi-car discount policy could be more beneficial.

You can also add driver exclusion policies that can protect your non claims bonus from your partner’s poor driving.


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How long do you have to declare your drink driving conviction?

Dependant on what a driver has been convicted of will depend on how long it stays on their license and for how long they will have to declare it to certain authorities when asked. While drink driving offences and some more serious convictions remaining on your license for 11 years. ...

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How much is drink driving insurance?

If you’ve been convicted of drink driving then your insurance is going to go up – by quite a significant amount. As you put yourself and others at risk on the road, insurance companies see you as a dangerous driver and as such will charge you a premium to be ...

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Trends In Car Modifications For 2016

The automotive world is an ever evolving sector with new trends coming in with each passing year. Auto biggies from all over the world are constantly experimenting to further innovative additions in car manufacturing to ensure a smarter and more advanced experience. The year 2015 wrapped up with the promise ...

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