Whether you’re an experienced courier or just starting a business, understanding what insurance coverage you need can be confusing. To simplify things, Insurance Revolution has compiled this quick summary of the different courier driver insurance options that you should be aware of.
Courier van insurance with goods in transit cover
Goods in Transit Insurance provides cover for when you are carrying other people’s goods. Courier van insurance with goods in transit cover is highly recommended for couriers as it will protect you and your vehicle when on the road and carrying cargo.
Employers’ Liability Insurance
Employer’s Liability Insurance is compulsory for anyone who employs staff and provides legal protection if any of your employees are injured during his or her work. This is something you’ll need if you have people working for your courier business.
Public Liability Insurance
Public Liability Insurance protects in case a member of the public suffers an injury, financial loss or damage to their property due to your business activities. This is legally required and you could find yourself in hot water by not having this policy in place when out on the road.
Specialists hire and reward van insurance
Hire and Reward is a class of insurance that allows you to legally carry other people’s goods in return for payment. If you are carrying cargo from A to B, we believe that requiring a hire and reward insurance online quote for your courier van would be a very wise decision.
Courier fleet insurance
If you are a one-man band, Fleet Insurance isn’t for you, but it is highly recommended if you have two or more vehicles. This underscores the importance of driving responsibly from the very beginning of your journey. A courier fleet insurance policy can provide you with added flexibility and give your team more freedom to go from one job to another at short notice.
Request a courier driver insurance quote today
If you need courier insurance and want to ensure that you and your vehicle are covered while on the road, please contact Insurance Revolution. You can request a goods in transit or hire and reward insurance online quote by completing our online courier insurance quote form.