RHA (Road Haulage Association) conditions are the recognised industry standard ‘conditions of carriage’ for hauliers and can only be legally used by members of the association

In insurance terms, they are a form of Goods in Transit cover, along with CMR Insurance and All Risks Insurance. As a haulier, you can refer the conditions to Insurance Revolution, and we will secure any necessary adjustments to your insurance coverage.

RHA conditions dictate how much freight you can carry, most commonly £1,300 or £6,500 per tonne.

While All Risks, CMR and RHA Insurance can all cover you up to, say, £50,000, RHA Insurance can be cheaper. All Risks Insurance provides unrestricted coverage, and CMR Insurance allows you to carry goods in Europe, but some hauliers may not drive in the EU or do not mind having certain restrictions imposed. In such cases, RHA Insurance can be a good choice as it can be a more affordable option.

Visit our Courier Insurance and Truck Insurance pages for more information.