Tradesman Archives

Contract Works & Plant Cover for Builders: What You Need to Know

Building projects often come with a wide range of risks, particularly when valuable materials, tools, and machinery are involved. Whether working on residential, commercial, or large-scale developments, builders may benefit from arranging tradesman insurance that specifically includes contract works and plant cover. Understanding how these policies can help protect against financial loss during construction projects […]

Handyman, Plumbing & Carpentry Insurance Guide: Tailored Cover for Every Trade

Tradespeople in the UK, from handymen to plumbers and carpenters, often face unique risks linked to their specific work environments and the tools they use daily. While many tradesman insurance policies offer core protections, certain trades may benefit from tailored cover that reflects their particular hazards and responsibilities. This guide explores key insurance options for […]

Contract Works Insurance Explained: Why Every Builder Should Have It

Contract Works Insurance Explained: Why Every Builder Should Have It Building projects can involve multiple risks, from damage to works in progress to unexpected delays. For builders, contractors, and tradespeople, contract works insurance can offer essential protection for ongoing projects. Without suitable cover, rectifying unforeseen damage or loss could result in significant financial strain. We […]

Tools & Equipment Cover for Builders: Theft, Damage & On‑Site Breakdown

Builders rely heavily on their tools and equipment to complete projects efficiently and safely. Whether working on large construction sites or smaller private jobs, the risk of theft, accidental damage, or equipment breakdown can disrupt operations and lead to unexpected expenses. Tools and equipment cover for builders can offer essential protection to help minimise these […]

Builder Insurance Claims Guide: What to Do When Tools Are Stolen or Accidents Happen

Builders face a variety of risks on-site, including theft of valuable tools and unexpected accidents that can disrupt projects and impact earnings. Knowing how to navigate the builder insurance claims process can be crucial when these situations occur. Acting quickly and following the correct steps can help ensure that claims are handled efficiently and fairly. […]

Limited Company vs Sole Trader: Contractor Insurance Differences

When getting contractor insurance in the UK, it is important to know how things can change. This depends on whether you work as a limited company or as a sole trader. Both business types may face similar risks, but the type of cover and who is responsible for insurance claims could differ. We explain how […]

On-Site, In-Van or at Home: Where Does Your Tools Insurance Actually Cover You?

For many UK tradespeople and mobile professionals, tools and equipment are the backbone of daily operations. But where those tools are kept, whether on-site, in a vehicle, or at home can have a major impact on the effectiveness of your tools and equipment insurance. Understanding exactly where your cover applies is essential to reduce disruption, […]