painter
The Hidden Risks Decorators Face: Why Public Liability Isn’t Always Enough

Running a painters and decorators business in the UK involves more than brushes and colour charts. From ladder accidents to damage claims, there are multiple risks that could affect even the most careful tradesperson. Many assume public liability insurance covers every scenario. In reality, relying on that alone may leave gaps in protection. We support […]

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joiners
Do You Need Insurance If You’re a One-Person Joinery Business?

Running a one-person joinery business in the UK means wearing many hats. From crafting bespoke furniture to handling client relationships, self-employed carpenters often balance it all. However, one area that should not be overlooked is carpenter and joiner insurance. Even if you operate solo, accidents and claims can still occur. Below, we outline why self-employed […]

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carpenter
Carpenter Insurance Checklist: 6 Policies You Shouldn’t Overlook

For self-employed carpenters and joiners in the UK, having the right insurance in place is about more than ticking a box. From protecting valuable tools to covering liability claims, carpenter insurance could play a vital role in keeping your business running smoothly if things go wrong. Below, we highlight six essential covers that carpenters and […]

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carpenter
Carpenter & Joiner Insurance UK: Essential Cover for Tools, Liability, and Accidents

Whether fitting bespoke cabinetry or completing site joinery, carpenters and joiners in the UK face distinct risks in their daily work. From valuable tool theft to public injury claims, having suitable insurance cover could help safeguard both business operations and financial security. Why Carpenter & Joiner Insurance Matters Working with sharp tools, heavy materials, and […]

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self employed contractor
Do You Need Employers’ Liability or Professional Indemnity Insurance as a Self‑Employed Contractor?

Working as a self-employed contractor in the UK can offer flexibility and independence, but it may also bring a range of responsibilities. One of the most important considerations is whether Employers’ Liability Insurance or Professional Indemnity Insurance could be required or beneficial for the type of work carried out. Understanding the purpose of each type […]

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Public liability for trades men
Public Liability Insurance UK: A Complete Guide for Tradesmen & Small Businesses

Public Liability Insurance could be an essential consideration for tradesmen and small businesses in the UK. It may provide crucial protection against claims arising from third-party injury or property damage that occur in connection with business activities. Understanding the potential risks and the scope of this type of insurance can help businesses make informed decisions. […]

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plumber under sink
Real Plumber Insurance Claims: What Happens When Things Go Wrong on the Job

Working as a plumber carries risks that go beyond blocked pipes and leaking taps. Whether self-employed or running a small team, plumber insurance helps provide financial protection when accidents happen or claims arise. From customer injury to damaged property, knowing what real plumber insurance claims look like helps highlight why the right cover matters. We […]

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plumber insurance
Why Tool Cover Matters for Plumbers: Protecting Your Gear on the Go

Running a plumbing business means more than just skills and experience. It also means looking after the tools and equipment that keep your work moving. For self-employed plumbers and small businesses alike, tool cover insurance helps provide financial protection if tools are lost, stolen, or damaged. In this guide, we explain why tool cover matters […]

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self employed plumber
Do Self-Employed Plumbers Need Insurance? Everything You Should Know

Working as a self-employed plumber can bring freedom and flexibility, but it also means taking full responsibility if things go wrong. Plumber insurance is designed to help protect your business against unexpected costs if a claim arises. In this guide, we explain what insurance covers self-employed plumbers might need, why it matters, and how brokers […]

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electrician at his van
Top 5 Electrician Insurance Claims in the UK (And How to Avoid Them)

Running an electrical business means working with live wires, expensive tools, and customer property. Electrician insurance helps protect your business from the unexpected, but knowing what the most common claims are can help reduce risks too. We explore the top 5 electrician insurance claims in the UK and offer tips on how to avoid them. […]

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