Self-Employed Business Archives

Do You Need Insurance If You’re a Self-Employed Beauty Therapist?

Running a beauty therapy business from home offers flexibility, privacy and lower overheads. But even within a home-based setup, risks still exist. From allergic reactions to accidental burns or equipment issues, clients could make claims that disrupt your business and finances. Whether you’re offering facials, waxing, lash treatments or massage, having the right beauty therapist […]

From Side Hustles to Full-Time Freelancers: Why Self-Employed Insurance Matters

Self-employed business insurance is often overlooked by freelancers, contractors, and side hustle owners. Whether running a part-time venture or working as a full-time sole trader, insurance could help protect against unexpected financial risks that may otherwise threaten both business and personal finances. We help arrange cover that supports professionals in finding protection tailored to their […]

Self-Employed Insurance Checklist: Essential Covers You Shouldn’t Overlook

Self-employed business insurance can provide vital financial protection for sole traders, freelancers, and consultants across the UK. Whether working from home, visiting clients, or running a mobile service, risks such as accidents, theft, or claims against your work could carry serious consequences. We help arrange policies that support self-employed professionals in safeguarding their businesses. Below, […]

5 Common Mistakes Self-Employed People Make with Business Insurance

Self-employed business insurance helps protect individuals working for themselves against financial risks linked to accidents, mistakes, or claims. Yet, many self-employed professionals in the UK overlook important details when arranging cover, leading to gaps that could leave both finances and reputation exposed. We help arrange insurance policies tailored to self-employed workers across sectors. Below, we […]

Self‑Employed Insurance Essentials: Public Liability, Tool Cover & More

Operating as a self-employed professional in the UK can bring a range of opportunities, but it may also expose individuals to certain risks. From potential claims made by clients or the public to damage or theft of essential tools, business insurance for the self-employed could offer vital protection. In this guide, we explore the core […]

Do You Need Employers’ Liability or Professional Indemnity Insurance as a Self‑Employed Contractor?

Working as a self-employed contractor in the UK can offer flexibility and independence, but it may also bring a range of responsibilities. One of the most important considerations is whether Employers’ Liability Insurance or Professional Indemnity Insurance could be required or beneficial for the type of work carried out. Understanding the purpose of each type […]

Do Self-Employed Plumbers Need Insurance? Everything You Should Know

Working as a self-employed plumber can bring freedom and flexibility, but it also means taking full responsibility if things go wrong. Plumber insurance is designed to help protect your business against unexpected costs if a claim arises. In this guide, we explain what insurance covers self-employed plumbers might need, why it matters, and how brokers […]

Renting a Chair? What Self-Employed Barbers Need to Know About Insurance

When working as a self-employed barber, renting a chair in a salon or barbershop can seem straightforward. However, understanding barbershop insurance is essential to protect both yourself and your business activities. While the salon owner may have insurance for the premises, that cover does not usually extend to self-employed professionals renting space. In this guide, […]

Do You Need Tools Insurance If You’re Self‑Employed or a Sole Trader?

If you are a self‑employed professional or sole trader, your tools and equipment often represent your livelihood. Whether you are a builder, electrician, hair stylist, engineer or tradesperson, working without essential tools due to theft, damage or loss could cause major delays and financial stress. This is where tools and equipment insurance can play a […]