Woman reading the newspaper in bed
6 Common B&B Insurance Add‑Ons: Guest Belongings, Plumbing Emergencies & More

Running a bed and breakfast in the UK can involve more than securing core insurance policies. Many B&B owners may benefit from considering additional protection that can help safeguard their business against risks that are not always covered by standard insurance packages. Understanding the most common B&B insurance add-ons can support owners in arranging tailored […]

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sign out side bed and breakfast
Loss of Booking Income & Alternative Accommodation Cover: Essential for B&Bs

Running a bed and breakfast in the UK can involve carefully managing both guest experiences and the financial stability of the business. Unexpected events, such as fires, flooding, or major equipment failures, can cause sudden closures, which may result in significant lost income from cancelled bookings. Arranging the right bed and breakfast insurance can help […]

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pouring a coffee in a cafe
Café & Coffee Shop Insurance UK: Essential Covers from Public Liability to Equipment

Running a café or coffee shop in the UK can offer rewarding opportunities, but it can also expose businesses to a variety of risks. From customer accidents to equipment breakdown, having the right café insurance can help protect against potentially costly incidents. A tailored coffee shop insurance policy can combine essential covers to safeguard the […]

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Café Equipment & Stock Insurance: Avoiding Hidden Risks in Kitchen & Display Cases

Running a café or coffee shop in the UK often involves managing valuable equipment and holding high volumes of perishable stock. Kitchens, display cases, and storage areas can all present potential risks that may not be fully covered by basic insurance policies. Understanding the importance of café equipment and stock insurance can help business owners […]

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Indian takeaway dishes
Does Takeaway Insurance Cover Food Poisoning, Burns & Slips?

Running a takeaway or fast food business in the UK can involve managing a fast-paced environment where accidents and food safety risks may arise. From customer slips in the waiting area to food poisoning claims linked to allergens or contamination, unexpected incidents can happen despite robust safety procedures. Understanding whether takeaway insurance can offer protection […]

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Man passing food to a customer
Top 7 Takeaway Insurance Extras: Equipment Breakdown & More

Running a takeaway or fast food business in the UK can bring unique risks that extend beyond basic insurance policies. While core covers such as buildings, contents, and employers’ liability may form the foundation of many insurance packages, there are several additional protections that could be valuable for takeaway operators. This guide highlights seven takeaway […]

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Takeaway & Fast Food Insurance UK: Essential Covers from Public Liability to Equipment

Running a takeaway or fast food business in the UK can involve managing busy service, rapid turnaround times, and high customer volumes. These environments often present unique risks, from accidents involving hot food to equipment breakdowns that can quickly halt operations. Arranging takeaway and fast food insurance can help protect against a range of financial […]

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woman serving coffee
Café Claims Guide: What to Do When a Customer Burns Themselves & More

Running a café or coffee shop in the UK can involve managing day-to-day risks, from serving hot drinks to maintaining a safe and accessible space. Unfortunately, accidents such as customer burns or flooding incidents can occur, and knowing how to respond quickly and correctly is essential. This guide outlines the key steps café owners may […]

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Restaurant Insurance UK: Public Liability, Employers’ Liability & Contents Covered

Running a restaurant in the UK can involve managing complex risks. From public safety to staff protection and safeguarding essential equipment, arranging the right restaurant insurance could be key to helping protect the business against potential financial losses. This guide explores core restaurant insurance policies, including Public Liability Insurance, Employers’ Liability Insurance, and Contents Cover, […]

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restaurant pitfalls
Restaurant Equipment & Stock Insurance: Avoid Common Kitchen Pitfalls

Running a restaurant in the UK can involve managing valuable equipment and holding high levels of stock, both of which are essential to daily operations. Without suitable protection, damage, theft, or equipment breakdown could lead to costly interruptions and potential financial strain. Understanding how restaurant equipment and stock insurance can support the business is key […]

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