- Don’t spend hours searching for insurance if you have had convictions
- Come to Insurance Revolution and we will do the hard work for you
- Our staff keep up to date with insurance market and have the best rates on Criminal Convictions
Criminal Conviction Car Insurance
Having a criminal conviction does not mean that you are doomed to always be unfairly discriminated against. Here at Insurance Revolution, we understand that people sometimes make mistakes, we do not believe you should continue to be punished for this mistake once you have already paid the price. This is why we specialise in finding car insurance for people with criminal convictions, so we can get you back on the road quickly, and with minimal fuss. Many insurers would not be willing to cover drivers with criminal convictions but we are willing, and we can offer fair and competitive prices.
Why choose us for criminal conviction insurance?
Our jargon-free, easy to understand approach to insurance is one of the many reasons why our customers return to us year after year. We’re not saying that sorting out your criminal conviction insurance is something to get excited about, but we’ll strive to make it as stress-free as possible, leaving you free to worry about the more important things in life.
What type of criminal convictions do we cover
We can find policies that accommodate most criminal convictions. Every insurer has different criteria to what they will and will not cover. We have business relationships with many insurers so there is a great chance we will find a policy that will accommodate your criminal conviction. If you would like to know how we can help you and if we can cover you, please give us a call and speak to one of our knowledgeable members of staff.
How long do you have to declare criminal convictions to an insurer?
How long you have to disclose your criminal conviction will depend on the punishment you received for it. Below is a table explaining how long you will need to disclose them to insurers for. If you are still unsure you can call us and speak to our knowledgeable staff and they will be able to assist you.
|
Punishment |
How long it will stay on your record (if over 18) |
|
Fine |
1 year from date of conviction |
|
Prison sentence of under 6 months |
2 years from the date your sentence ends |
|
Prison sentence between 6 and 30 months |
4 years from the date your sentence ends |
|
Prison sentence between 30 months and 4 years |
7 years from the date your sentence ends |
|
Prison sentence of over 4 years |
Your conviction will always stay on your record. |
Does a criminal conviction increase the cost of my car insurance?
You may find that requiring affordable car insurance with criminal convictions proves difficult. This is because many insurers will judge people with criminal convictions as a higher risk. After disclosing a criminal conviction many insurers will either increase their premiums to an unrealistic amount, or they will just simply refuse to quote as the risk is too much for them. This is why it could be beneficial to seek insurance through a criminal conviction insurance specialist like ourselves. We cannot deny that having a criminal conviction will increase your premium, but we want to treat you fairly, and the quotes we provide will reflect that. This does not mean that your premiums will be higher forever, as depending on the criminal conviction you have, they could disappear off your record after a number of years. We can help find you affordable insurance until the day comes you do not need to disclose the conviction anymore.
We also offer car insurance for drink drivers and convicted drivers. Get in touch for a free, no-obligation quote today.
Get your quote
Please give us a call and one of our dedicated sales advisors will be able to talk you through the process and help you get back on the road. You can also press the ‘get a quote’ button on this page too. We believe you have already paid the price for your mistake and we want to help you get back on the road.
