Commercial Vehicle Insurance

Commercial vehicle insurance focuses on risks and liabilities associated with commercial vehicles, including road traffic accidents, property damage, public liability claims, cargo damage, and more. If you're unsure whether you need Commercial vehicle cover, contact a member of the Insurance Revolution customer service team on 0330 808 1500.
OR CALL 0330 808 0730
Our Approach


To request a quote, call us or complete our online form. We will need all of the key information relating to you, your vehicle, and what unique insurance requirements you have.


After you've submitted our online form, we will call to check your key details and to discuss the level of cover you require. This will allow us to build the right policy to suit your unique needs.


Once we have confirmed your details and your policy needs, we can compare the available options. We will then discuss the key details to make sure you fully understand the terms and conditions.

Insurance Revolution's Reviews

Trust Pilot

Taking the Stress Out of Commercial Vehicle Insurance

Bespoke cover for commercial vehicles
Public and Employer's Liability cover
Easily upgrade to an Any Driver or Fleet policy
A dedicated Commercial insurance team
Strong relationships with leading insurers
Cover for taxis, business cars, and trucks
OR CALL 0330 808 0730


As a rule of thumb, it’s safe to assume that your standard car insurance will not cover you if you decide to drive a commercial vehicle, such as a van or truck. As well as commercial vehicles often requiring the driver to undertake specific training, they may also require specialist insurance.

The definition of a commercial vehicle will differ depending on where you look, but the HMRC class a commercial vehicle as either a lorry, van, tractor, pickup, or “car-derived van”. However, our Commercial insurance also extends to taxis and business cars as they are primarily used for business or commercial related purposes.

A van can be classed as a private or personal vehicle, and this has become increasingly popular in recent years as people have seen it as a DIY alternative to traditional motorhomes. If you’re unsure of the classification of your van, it’s worth speaking to both the DVLA and a trusted insurance broker, such as Insurance Revolution.

Commercial vehicle insurance policies can be more expensive than personal policies because businesses are at a higher risk of liability and property damage, especially if they’re transporting people and/or supplies from one location to another. Commercial vehicles are often larger and more expensive than a standard hatchback, which could increase the price further.

You will need Commercial vehicle insurance if you are driving a vehicle for only work purposes. Your Commercial vehicle insurance policy will be similar to your Personal Car insurance policy, protecting you in the event of a crash or accident while on the road, while additional products such as excess protection and breakdown cover are also available. Depending on the nature of your work, these additional products may be compulsory.

OR CALL 0330 808 0730