Tradesman Archives

Do You Need Employers’ Liability or Professional Indemnity Insurance as a Self‑Employed Contractor?

Working as a self-employed contractor in the UK can offer flexibility and independence, but it may also bring a range of responsibilities. One of the most important considerations is whether Employers’ Liability Insurance or Professional Indemnity Insurance could be required or beneficial for the type of work carried out. Understanding the purpose of each type […]

Public Liability Insurance UK: A Complete Guide for Tradesmen & Small Businesses

Public Liability Insurance could be an essential consideration for tradesmen and small businesses in the UK. It may provide crucial protection against claims arising from third-party injury or property damage that occur in connection with business activities. Understanding the potential risks and the scope of this type of insurance can help businesses make informed decisions. […]

Real Plumber Insurance Claims: What Happens When Things Go Wrong on the Job

Working as a plumber carries risks that go beyond blocked pipes and leaking taps. Whether self-employed or running a small team, plumber insurance helps provide financial protection when accidents happen or claims arise. From customer injury to damaged property, knowing what real plumber insurance claims look like helps highlight why the right cover matters. We […]

Why Tool Cover Matters for Plumbers: Protecting Your Gear on the Go

Running a plumbing business means more than just skills and experience. It also means looking after the tools and equipment that keep your work moving. For self-employed plumbers and small businesses alike, tool cover insurance helps provide financial protection if tools are lost, stolen, or damaged. In this guide, we explain why tool cover matters […]

Do Self-Employed Plumbers Need Insurance? UK Guide

Working as a self-employed plumber can bring freedom and flexibility, but it also means taking full responsibility if things go wrong. Plumber insurance is designed to help protect your business against unexpected costs if a claim arises. In this guide, we explain what insurance covers self-employed plumbers might need, why it matters, and how brokers […]

Top 5 Electrician Insurance Claims in the UK (And How to Avoid Them)

Running an electrical business means working with live wires, expensive tools, and customer property. Electrician insurance helps protect your business from the unexpected, but knowing what the most common claims are can help reduce risks too. We explore the top 5 electrician insurance claims in the UK and offer tips on how to avoid them. […]

Do You Need Electrician Insurance as a Sole Trader or Contractor?

Working as an electrician comes with risks, whether operating as a sole trader or a contractor. Having the right electrician insurance helps protect your business against legal actions, insurance claims, and unexpected costs. We explain why insurance is designed for electricians, what it can cover, and why both sole traders and contractors should consider it. […]

From Tool Theft to Client Claims: Why Every Electrician Needs Insurance

Working as an electrician comes with risks. Whether self-employed, running a small business, or working as part of a team, having electrician insurance helps protect your business. It is not just about tools; it is about financial protection if a claim arises. We explain what electrician insurance covers, why it matters, and which types of […]

Do You Need Tools Insurance If You’re Self‑Employed or a Sole Trader?

If you are a self‑employed professional or sole trader, your tools and equipment often represent your livelihood. Whether you are a builder, electrician, hair stylist, engineer or tradesperson, working without essential tools due to theft, damage or loss could cause major delays and financial stress. This is where tools and equipment insurance can play a […]

Tradesman Tools & Equipment Cover: Protecting Against Theft, Damage or Loss

For tradesmen across the UK, tools and equipment are often essential for daily work. Whether carried in vans, stored on site, or used across multiple locations, these valuable assets can face significant risks. Arranging tradesman insurance that includes tools and equipment cover can help provide protection against theft, accidental damage, and loss, supporting tradesmen in […]