Working as a professional cleaner involves more than just providing a spotless service. Whether you operate as a mobile cleaner, run a domestic cleaning business, or provide office cleaning services, the risks involved can carry serious financial consequences if the right cover is not in place. We have seen how insurance oversights can lead to […]
Cleaners face a unique set of risks, particularly when working in client homes or commercial premises. A freshly mopped floor might be spotless, but it can also become a hazard. If someone slips and is injured, questions of liability often follow. In this guide, we explore the real risks faced by cleaners, the types of […]
Read More… from What Happens When a Client Slips? A Real Look at Risk for Professional Cleaners
Working as a self-employed plumber can bring freedom and flexibility, but it also means taking full responsibility if things go wrong. Plumber insurance is designed to help protect your business against unexpected costs if a claim arises. In this guide, we explain what insurance covers self-employed plumbers might need, why it matters, and how brokers […]
Read More… from Do Self-Employed Plumbers Need Insurance? Everything You Should Know
Running a consultancy means offering advice, insights, or professional services. But even experienced consultants can face unexpected issues. A client misunderstanding, data breach, or service error could lead to serious financial problems. That is why arranging consultant and professional services insurance is something many UK businesses choose to do. We explore why smart consultants don’t […]
Read More… from Why Smart Consultants Don’t Skip Insurance: Lessons from UK Claim Stories
When launching a consultancy in the UK, it is easy to overlook the importance of arranging consultant and professional services insurance from the very beginning. Many professionals make avoidable mistakes during their first year of trading. These oversights could leave a business exposed to legal actions, financial losses, or reputational damage. We highlight five common […]
Read More… from Starting a Consultancy? 5 Insurance Mistakes UK Professionals Make in Year One
Running a consultancy business in the UK carries specific risks, whether offering marketing advice, IT services, finance support, or management consultancy. While professional indemnity insurance is often seen as essential, relying on it as the only form of cover could leave gaps in protection. We explain why professional services insurance should include more than just […]
Read More… from Why Professional Indemnity Insurance Alone Won’t Cover Your Consultancy
When getting contractor insurance in the UK, it is important to know how things can change. This depends on whether you work as a limited company or as a sole trader. Both business types may face similar risks, but the type of cover and who is responsible for insurance claims could differ. We explain how […]
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Professional indemnity insurance can be an essential safeguard for businesses that provide consultancy, advice, or design services. However, many professionals operate in environments where risks extend beyond professional errors. To create a more rounded risk management strategy, it is often worth considering additional types of cover that complement an existing PI policy. This article explores […]
Businesses that engage others to work on their behalf, whether in a permanent, temporary, or flexible capacity, face a range of responsibilities. Among them is ensuring that individuals such as subcontractors, apprentices, and home-based workers are protected against injury or illness that could arise in the course of their work. We explore how employers’ liability […]
Read More… from Does Employers’ Liability Insurance Cover Subcontractors, Apprentices & Homeworkers?