Contractors Archives

Do You Need Electrician Insurance as a Sole Trader or Contractor?

Working as an electrician comes with risks, whether operating as a sole trader or a contractor. Having the right electrician insurance helps protect your business against legal actions, insurance claims, and unexpected costs. We explain why insurance is designed for electricians, what it can cover, and why both sole traders and contractors should consider it. […]

Do You Need Contractor Insurance for One-Off Projects?

When working as a contractor on one-off projects, it may seem simple to skip insurance. However, there are risks involved. In some cases, clients expect the right contractor insurance, or it may be required by law. We explain when contractors need insurance. We also discuss which types of coverage are necessary. Even short-term work can […]

Contractor Insurance Checklist: 7 Policies for UK Contractors

Contracting in the UK comes with a wide range of risks. No matter if you are a sole trader, freelancer, or limited company, getting the right contractor insurance is important. It can help protect your business, clients, and reputation. In this guide, we outline seven key types of cover that contractors across industries may wish […]

Limited Company Insurance for Contractors: Tailored Cover for Freelancers and Small Teams

Running a limited company as a contractor brings flexibility and opportunity, but it also comes with risks. Having the right limited company insurance can protect the business and its team from mistakes and injury claims. We explain the main types of contractor insurance cover and how they apply to freelancers and small teams across the […]

Does Employers’ Liability Insurance Cover Subcontractors, Apprentices & Homeworkers?

Businesses that engage others to work on their behalf, whether in a permanent, temporary, or flexible capacity, face a range of responsibilities. Among them is ensuring that individuals such as subcontractors, apprentices, and home-based workers are protected against injury or illness that could arise in the course of their work. We explore how employers’ liability […]