Commercial Vehicle Insurance Archives

A large blue curtain-sided HGV truck driving on a UK motorway under a clear blue sky, showing the rear view of the vehicle with its trailer and multiple axles.

Why Every UK Haulage Business Needs Specialist HGV Insurance

Running a haulage business in the UK is complex and competitive. Heavy goods vehicles (HGVs) keep supply chains moving, but they also face unique risks on the road and at depots. Standard commercial vehicle cover often leaves costly gaps. To stay compliant, protect assets, and keep business moving, specialist HGV insurance is essential. This guide […]

Close-up of an HGV driver holding the steering wheel while driving a large commercial lorry on the road.

HGV Insurance Explained: Protecting Your Lorries, Drivers and Business

Running a haulage business means taking on constant risk. From long motorway journeys to city centre deliveries, every mile carries exposure to accidents, damage, and costly claims. HGV insurance is designed to protect your vehicles, your drivers, and your company’s reputation. Without the right cover, even one major incident could stop your fleet in its […]

A row of refrigerated white trucks parked outside a warehouse, ready for commercial delivery and transport.

Top 5 Truck Insurance Mistakes UK Haulage Operators Must Avoid

Running a haulage business in the UK is challenging enough without dealing with the wrong truck insurance. Rising fuel costs, stricter road safety laws and supply chain pressures mean your vehicles need reliable protection. Yet many operators unknowingly take out policies that leave gaps in cover. These gaps can lead to expensive claims and dangerous […]

A row of modern white articulated trucks parked side by side under a blue sky, representing a professional haulage fleet needing truck insurance.

Truck Insurance UK: 6 Essential Covers Every Haulage Business Should Know

Running a haulage or transport business means managing high-value vehicles, time-sensitive deliveries and constant road risks. Truck insurance protects your fleet from accidents, theft and unexpected claims. Yet many UK operators unknowingly buy policies that leave gaps in cover. Below is a clear guide to the six essential protections every haulage business should understand before […]

How UK Businesses Depend on Fleet Vehicles: The Numbers Behind the Wheels

Fleet vehicles are the lifeblood of many UK businesses. From SMEs with a handful of vans to major corporations managing thousands of cars, trucks and specialist vehicles, fleets keep goods moving, employees mobile and services running. The reliance on business transport is vast, yet it often goes unnoticed until something goes wrong. This article explores […]

Row of white fleet vans parked outside a warehouse – ideal for small business fleet van insurance in the UK

What Does Fleet Van Insurance Cover for Small Businesses?

If your business operates two or more vans, fleet van insurance can help simplify cover, reduce admin, and often lower costs compared to individual policies. But what exactly does it cover for small UK businesses? Understanding Fleet Van Insurance for Small Businesses Fleet van insurance allows you to cover all your business vans under one […]

Fleet of Mitsubishi SUVs parked in a row at a car lot under a clear sky

Fleet Managers’ Guide to Current Benefit In Kind (BIK) Bands (2025–2030)

Understanding Benefit in Kind (BIK) tax is essential for any business that operates a fleet. These tax bands determine how much company car drivers pay for the benefit of using a vehicle provided by their employer. With rates confirmed through to 2030, fleet operators have a clear roadmap to plan future costs and make better […]

The State of UK Fleet Insurance in 2025: Facts & Figures Every Business Should Know

Running a fleet in the UK has never been more challenging. Between rising insurance premiums, regulatory pressures and vehicle costs, businesses are under increasing pressure to balance budgets while keeping drivers safe on the road. Fleet insurance plays a critical role, yet many organisations underestimate just how exposed they are without the right cover. This […]

Is Fleet Insurance Any Driver Suitable for Businesses with High Staff Turnover?

Managing driver access and vehicle allocation becomes complex when your business has frequent staff changes. For companies that rely on agency workers, short-term hires, or seasonal drivers, fleet insurance any driver could provide the flexibility you need. But is it the most cost-effective and practical solution? What Is Fleet Insurance Any Driver and How Does […]

How Does Small Business Car Insurance Work and Is It Worth It?

If your business uses cars for work, you may need more than regular car insurance. Small business car insurance helps cover vehicles that are used for business reasons, not just personal ones. This can include company cars, delivery vehicles, or any car used to meet clients, transport tools, or visit job sites. In this blog, […]