When Police pull a driver over, they are usually concerned with the driver’s Blood Alcohol Content or Concentration. They usually measure BAC in concentration of alcohol in the bloodstream and is measured as mass per volume. For example, using the English drink drive limit, a BAC of 0.8% means the same as 80 milligrams of alcohol for […]
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In short, yes. It is illegal for anyone to impersonate the named driver and take the practical driving test, the theory test or both. This may seem like a very obvious answer, but some people get, or in some cases, pay, other people to take parts of their driving test for them. This isn’t a great idea, not only […]
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The difference lies largely in the difference between public and private vehicles. A public hire vehicle is a taxi that is licensed for use as a hackney carriage, such as a black cab that you can flag down and do not have to pre-book. In contrast, a private hire vehicle is a taxi or Uber that […]
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The short answer is that it depends. If you are banned from driving for less than 56 days, this is known as a Short Period Disqualification (SPD), and you will usually not have to retake your test. If you receive a short-term ban, your licence will be stamped by the court and then returned to you. The stamp will […]
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Hire and Reward insurance is a class of insurance that allows you to legally carry other people’s goods in return for payment. Van insurance with hire and reward cover is essential for couriers, hauliers, taxi drivers, furniture removers, and anyone who carries people or the property of others in exchange for a fee. Indeed, having Hire and […]
Driving a motor vehicle in a public place without insurance is classed as a serious offence, and you will be issued an IN10 Conviction. IN10 convictions are issued to people who drive without having the minimum third-party-only cover in place. Third-party-only cover means that if you are involved in an accident with another person, your insurance […]
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You will have heard of comprehensive cover, third-party only, and even third-party fire and theft. But do you know the difference between them? What is third party only cover? Third-party cover is the lowest level of vehicle insurance we sell. It covers damage to another person’s vehicle if you cause an accident, such as crashing […]
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So you’ve passed your driving test. Congratulations! If you are keen to get on the road you need to make sure you are insured or that shiney new license will be taken away from you as soon as you’ve got it. To get insurance as a new driver, you are best to contact a specialist […]
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Operator licenses are required if you want to drive a heavy goods vehicle. The reason that operator licenses were introduced was to help ensure the safety of all road users when goods vehicles are being operated. Suppose you are operating a goods vehicle weighing over 3.5 tonnes gross plated weight or weighing more than 1,525kg when unladen and […]
You may have heard of telematics as a form of insurance policy, but you aren’t sure what it actually is. Telematics is also known as Blackbox insurance and allows you to have your car insurance based on how you drive rather than based on the insurance premium of the average driver. How do they test […]