What will happen to my insurance if I’m banned for ‘totting up’?
A totting up or TT99 ban is issued when a driver has accrued 12 or more points within a three year period. A TT99 endorsement must stay on your licence for four years from the date of conviction. The length of a totting up ban can vary, depending on the discretion of the ...
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Is it possible for new drivers with six points to regain car insurance?
If you have less than two years driving experience and you receive six or more penalty points, your driver’s licence will be revoked. Depending on the offence, some drivers will also receive a driving ban as well as a revoked licence. Once any associated bans are spent, you will be ...
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What is careless driving?
A careless driving conviction is issued when a person’s driving is deemed to be below the expected standard of a reasonable and competent driver. A person can be charged with careless driving when an incident occurs as a result of a deliberate act, as well as an act of negligence. ...
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What is dangerous driving?
The Crown Prosecution Service (CPS) defines dangerous driving by the behaviour of the driver not what the driver believes, as a driver may think they are driving safely when they are in fact committing a dangerous driving offence. A person is considered to be driving dangerously when: the way they drive falls far ...
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Will criminal convictions affect my car insurance premium?
The short answer is yes. Unfortunately, some insurers and underwriters perceive those with criminal convictions to be untrustworthy and therefore too risky to insure. But luckily, Insurance Revolution are different. While we won’t pretend having a criminal conviction will not affect the cost of your car insurance, Insurance Revolution can ...
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