A careless driving conviction is issued when a person’s driving is deemed to be below the expected standard of a reasonable and competent driver. A person can be charged with careless driving when an incident occurs due to a deliberate act, as well as an act of negligence. Examples of careless driving include reading a map and […]
The Crown Prosecution Service (CPS) defines dangerous driving as the driver’s behaviour, not what the driver believes. A driver may think they are driving safely when they are committing a dangerous driving offence. A person is considered to be driving dangerously when the way they drive falls far below the minimum acceptable standard expected of a competent and careful driver, and it would be […]
In general, most couriers do not know exactly what they are carrying at any one time, so if you are not expressly aware of what you are transporting, you will not be penalised in terms of insurance costs for carrying high-value goods. That being said, it’s always wise to try and understand what you’re transporting, […]
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Everyone makes mistakes, but past failures to keep up with monthly payments or credit agreements can make life very difficult, as they can result in a poor credit rating. Bad credit can be a real hindrance when you try to obtain a loan or a credit card, as lenders believe you are likely to fall behind on […]
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Becoming a fast food delivery driver can be a tempting career move – you can use your own car and earn some extra cash – but there are downsides too, and many people thinking about becoming a fast food delivery driver wonder whether they will make decent money. But fear not, Insurance Revolution has put together this […]
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The short answer is yes. Unfortunately, some insurers and underwriters perceive those with criminal convictions as untrustworthy and, therefore, too risky to insure. But luckily, Insurance Revolution is different. At Insurance Revolution, we don’t believe in one-size-fits-all solutions. While we acknowledge that a criminal conviction may impact your car insurance cost, we’re committed to finding a convicted driver insurance policy […]
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RHA (Road Haulage Association) conditions are the recognised industry standard ‘conditions of carriage’ for hauliers and can only be legally used by members of the association In insurance terms, they are a form of Goods in Transit cover, along with CMR Insurance and All Risks Insurance. As a haulier, you can refer the conditions to […]
If you are a UK-based self-employed delivery driver who owns your vehicle and carries goods for hire or reward, then “owner-driver courier insurance” is the specific cover you need. This type of insurance is designed for drivers who own their van or vehicle, operate independently, and deliver goods on behalf of themselves or a service. […]
Insurance Revolution specialises in finding affordable motor insurance for people who are generally charged high premiums, particularly convicted drivers, couriers, and van drivers. Insurers typically view those who drive for a living as a greater risk than other drivers, as they tend to be on the road a lot more frequently and they have the potential to […]
Depending on what a driver has been convicted of, how long it stays on their licence and how long they will have to declare it to certain authorities when asked will depend on the conviction. Drink-driving offences and some more serious convictions remain on your licence for 11 years. Those included would be drink and drug […]
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