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What will happen to my insurance is I’m banned for ‘totting up’?

A totting up or TT99 ban is issued when a driver has accrued 12 or more points within a three year period. A TT99 endorsement must stay on your licence for four years from the date of conviction. The length of a totting up ban can vary, depending on the discretion of the ...

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Is it possible for new drivers with six points to regain car insurance?

If you have less than two years driving experience and you receive six or more penalty points, your driver’s licence will be revoked. Depending on the offence, some drivers will also receive a driving ban as well as a revoked licence. Once any associated bans are spent, you will be ...

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Will attending a drink drive rehabilitation course bring down the cost of my car insurance premium?

Technically, attending a drink drive rehabilitation course will not bring down the cost of your car insurance premium – but it is still well worth doing. Taking a course can reduce the length of your ban, which means you can get back on the road quicker and you will also ...

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What does totting up mean?

Simply put, ‘totting up’ is the accumulation of penalty points on your driver’s licence. If you build up 12 points within a three year period, you will be issued with a totting or ‘TT99’ ban. The length of the ban is up to the discretion of the court, but they ...

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Do I have to redo my driving test if I’m banned?

The short answer is it depends. If you are banned from driving for less than 56 days, this is known as a Short Period Disqualification (SPD) and you will usually not have to retake your test. Until paper driving licences are scrapped later this year, if you receive a short term ...

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