If you’re out on the roads making deliveries, whether for a local business, a courier company, or as part of the gig economy, your van is your livelihood. It gets you from A to B, carries your goods, and keeps your business moving. But here’s the catch: many delivery drivers aren’t adequately insured, and they don’t realise it until it’s too late.
Standard van policies don’t always include the right level of cover for delivery work. If you’ve never checked the details or just went for a low-priced van insurance quote, you could be unknowingly driving without valid insurance.
Why Delivery Use Isn’t Always Included
Most insurers categorise van usage into three types:
If you deliver anything in exchange for money, you need hire and reward cover. Without it, your standard policy could be invalid, even if you’ve taken out a policy with van insurance any driver over 25.
The Danger of Assuming You’re Covered
Let’s say you’ve taken out any driver van insurance over 25 for flexibility. That sounds ideal if more than one person uses the van. But if none of those drivers is insured for hire and reward use, they’re not legally covered for delivery work.
And the consequences? Your insurer could reject a claim, cancel your policy, or even report you for driving without insurance. That’s a situation no delivery driver wants to be in.
Comparing the Right Type of Cover
When you compare van insurance, it’s not just about the price. It’s about whether the policy fits how you use the van. A great quote means nothing if it leaves you exposed in the event of a claim.
At Insurance Revolution, we help drivers find the right cover from the start, not just the cheapest option. Whether you need social, business, or courier use included, we’ll find the right insurer for you and make sure you’re fully protected.
Do You Need Any Driver Cover?
If multiple people are drive your delivery van, maybe on a shift pattern or rotating schedule,then any driver van insurance over 25 can provide helpful flexibility. Just keep in mind that some insurers limit who qualifies under this rule. Drivers must still meet the insurer’s requirements (like clean licences, age minimums, and no major convictions).
Get Expert Help Before You Hit the Road
If you’re delivering goods and haven’t reviewed your policy recently, now’s the time. Insurance Revolution is here to help you find a van insurance quote that covers what you do,not what an insurer assumes you do.
We understand the risks delivery drivers face, and we work with specialist providers who offer the proper protection for how you work.
Think you’re covered? It pays to be sure.
Contact Insurance Revolution today and let us find van insurance that keeps you on the road, fully and legally insured.