Blog | Insurance Revolution

Heavy excavators carrying out insured earthmoving and groundworks operations on site

Do I Need Digger Insurance? A Quick Guide for UK Operators

If you operate a digger or excavator whether it’s a mini digger, tracked machine or wheeled unit, having the right insurance isn’t just a box-tick exercise. With high theft rates, expensive repairs, and strict hire conditions, digger insurance plays a vital role in protecting your business. This short guide covers who needs it, what it […]

Construction supervisor overseeing insured tower crane operations on a building site

Top Crane Insurance Risks (and How to Avoid Them on Site)

Crane operations are some of the most high-risk activities on a construction site. A single incident can lead to serious injury, project delays, and six-figure insurance claims. Whether you’re operating mobile cranes, tower cranes, or hiring under CPA terms, understanding the top risks, and how to mitigate them is essential. Here are the most common […]

Tower cranes operating on a large construction site, representing insured lifting and plant equipment

Is Hired-In Crane Insurance Enough? What Operators Should Know

Hiring a crane for a lifting job might seem straightforward but when something goes wrong, who’s responsible? If you’re hiring cranes under CPA or similar terms, assuming the crane hire company insures everything could be a costly mistake. This guide explains what hired-in crane insurance typically includes, where the gaps are, and how to make […]

Mobile crane lifting precast concrete beam during insured construction operations

Mobile Crane vs Tower Crane Insurance: What’s the Difference?

Crane operations come with high risk and high value, so getting the right insurance matters. But not all cranes are covered the same way. If you operate mobile cranes or tower cranes, you’ll need tailored policies that reflect their different usage, transport, and liability exposures. This guide explains the key differences between mobile crane and […]

Construction workers using insured mobile elevated work platform on building site

Top Tips to Reduce the Cost of Cherry Picker Insurance

Running cherry pickers for your business can be expensive and insurance is a necessary but sometimes overlooked cost. The good news? There are plenty of ways to reduce the cost of cherry picker insurance without compromising the quality of your cover. Whether you’re a sole trader or managing a fleet of MEWPs, these practical tips […]

Boom lift access equipment used for insured building maintenance work

How to Stay Compliant When Using Cherry Pickers on Site or Road

Using cherry pickers or mobile elevated work platforms (MEWPs), comes with strict safety and legal responsibilities. Whether you’re operating on a private site or driving on public roads, non-compliance can lead to serious accidents, legal claims, or invalid insurance. This guide breaks down the key compliance rules UK businesses must follow when using cherry pickers, […]

Construction worker operating insured access equipment from a cherry picker platform

What Does Cherry Picker Insurance Cover? Everything You Need to Know

Whether you own a single MEWP or manage a fleet of access platforms, Cherry Picker Insurance is essential to protect your business from the high risks associated with working at height. This guide breaks down what’s typically included in a cherry picker policy, who needs it, and how to make sure you’re properly covered. What […]

Construction worker guiding heavy machinery while positioning large metal pipes on site

5 Common Plant Equipment Insurance Claims and How to Avoid Them

Whether you operate a single excavator or manage a fleet of machines across multiple sites, Plant & Machinery Insurance is vital for protecting your business. But do you know what kinds of claims are most common, and how to prevent them? Understanding where things often go wrong can help you avoid unnecessary downtime, rejected claims, […]

Backhoe loader moving soil during groundwork at a building construction site

How to Insure Hired-in vs Owned Plant – What’s the Difference?

If your construction business uses heavy machinery, understanding the difference between hired-in plant insurance and owned plant cover is essential. Many UK contractors assume their policy protects everything, but if your cover doesn’t match how the plant is acquired, you could be exposed to major financial risk. Here’s a simple breakdown of how these two […]

Yellow excavators with buckets resting on the ground at an active construction site

Do I Need Plant & Machinery Insurance? A Simple Guide for UK Contractors

Whether you’re operating a mini excavator on a private site or managing a fleet of heavy construction vehicles across the UK, understanding your insurance obligations is essential. This guide breaks down what Plant & Machinery Insurance is, who needs it, and why it’s vital for contractors in construction, groundwork, demolition, and beyond. What Is Plant […]