The Renters’ Rights Act introduces some of the biggest changes to England’s private rented sector in decades. From the removal of Section 21 ‘no fault’ evictions to changes in tenancy agreements and rent increases, landlords now face a different legal landscape than they did just a few years ago. While the legislation doesn’t directly change […]
Read More… from Does the Renters’ Rights Bill Change Your Landlord Insurance?
Landlord insurance is a vital cost for protecting your rental property, but that doesn’t mean you should overpay. This guide explains how to reasonably reduce your landlord insurance premiums while still protecting your investment. 1. Increase Your Voluntary Excess One of the simplest ways to lower your premium is to increase your voluntary excess. This […]
Read More… from How to Reduce Your Landlord Insurance Premiums
Most landlord insurance claims follow familiar patterns. But the emerging pattern in 2025–26 is how often they happen and how much they cost. Rising repair prices and more extreme weather mean even routine claims are becoming more expensive. Industry data from the Association of British Insurers (ABI) shows property claims remain at historically high levels[1], […]
Read More… from Top Landlord Insurance Claims And How To Prevent Them
A commercial property incident — whether fire, flood, theft or structural failure — can be disruptive and costly. Acting quickly and carefully, while following your insurance policy, helps protect your business. It also makes the claim process easier and reduces financial loss. Below are the key steps to take immediately after an incident. 1. Ensure […]
Read More… from What To Do After A Commercial Property Incident
The commercial property market is shifting. Rising rebuild costs, climate-related damage and legal changes mean landlords must reassess their cover. Commercial property insurance in 2025 needs to be more than a standard package. Rising Construction and Repair Costs Material and labour prices have increased, which affects rebuild valuations. If a policy underestimates rebuild cost, landlords […]
Read More… from Why 2025 Brings New Challenges for Property Owners
Many landlords think they are covered because they hold a general business or property policy. But commercial property insurance is designed to address the real threats landlords face. Without it, one event can lead to huge losses. Fire and Water Damage Costs Fire and flood are among the most expensive risks for commercial property. Rebuilding […]
Read More… from Why Hidden Risks Can Cost Landlords Thousands
Owning a commercial building brings opportunities, but it also carries financial risk. Damage, tenant disputes and unexpected legal claims can quickly disrupt rental income. Commercial property insurance protects landlords and business owners against these risks, helping them stay profitable even when unexpected events occur. What Commercial Property Insurance Usually Covers A strong policy should protect […]
Read More… from Commercial Property Insurance Matters More Than Ever