Blog | Insurance Revolution

Parked driver looking frustrated with his head in his hands

By law, customers must fully and accurately complete all of the questions on the insurance form. Previously, the law instructed customers to declare all ‘material facts’, regardless of the questions on the form. However, a recent change to the law states that it is now the insurer’s responsibility to ask the right questions. When seeking […]

A lorry driving on a motorway carrying goods, representing UK haulage and transport insurance

Lorry Insurance Explained: What It Covers and Why Haulage Businesses Need It

Operating a lorry or HGV is more than just driving from point A to point B. Every mile comes with responsibility for expensive equipment, valuable cargo, and public safety. Without the right insurance, one accident can put your entire operation at risk. That is why lorry insurance is essential for any business that transports goods. […]

A large blue curtain-sided HGV truck driving on a UK motorway under a clear blue sky, showing the rear view of the vehicle with its trailer and multiple axles.

Why Every UK Haulage Business Needs Specialist HGV Insurance

Running a haulage business in the UK is complex and competitive. Heavy goods vehicles (HGVs) keep supply chains moving, but they also face unique risks on the road and at depots. Standard commercial vehicle cover often leaves costly gaps. To stay compliant, protect assets, and keep business moving, specialist HGV insurance is essential. This guide […]

Close-up of an HGV driver holding the steering wheel while driving a large commercial lorry on the road.

HGV Insurance Explained: Protecting Your Lorries, Drivers and Business

Running a haulage business means taking on constant risk. From long motorway journeys to city centre deliveries, every mile carries exposure to accidents, damage, and costly claims. HGV insurance is designed to protect your vehicles, your drivers, and your company’s reputation. Without the right cover, even one major incident could stop your fleet in its […]

A row of refrigerated white trucks parked outside a warehouse, ready for commercial delivery and transport.

Top 5 Truck Insurance Mistakes UK Haulage Operators Must Avoid

Running a haulage business in the UK is challenging enough without dealing with the wrong truck insurance. Rising fuel costs, stricter road safety laws and supply chain pressures mean your vehicles need reliable protection. Yet many operators unknowingly take out policies that leave gaps in cover. These gaps can lead to expensive claims and dangerous […]

A row of modern white articulated trucks parked side by side under a blue sky, representing a professional haulage fleet needing truck insurance.

Truck Insurance UK: 6 Essential Covers Every Haulage Business Should Know

Running a haulage or transport business means managing high-value vehicles, time-sensitive deliveries and constant road risks. Truck insurance protects your fleet from accidents, theft and unexpected claims. Yet many UK operators unknowingly buy policies that leave gaps in cover. Below is a clear guide to the six essential protections every haulage business should understand before […]

Property developers and construction workers reviewing building plans on-site inside a partially built house, showing planning and risk management in property development projects.

Building Big, Taking Bigger Risks: How Property Developer Insurance Protects Every Stage

Property development is rewarding but risky. Turning empty plots into homes, offices, or mixed-use spaces involves significant investment, strict deadlines, and many moving parts. One mistake or unexpected loss can cause delays, legal disputes, and financial setbacks. That is why property developer insurance exists to safeguard projects and give developers confidence to move forward. The […]

Large residential apartment development under construction with cranes and scaffolding on the exterior, representing the scale and risk involved in property development projects.

Delays, Damage and Disputes: Why Property Developer Insurance is Essential

Property development can be rewarding, but it also carries high levels of risk. Projects often involve multiple contractors, expensive materials, strict deadlines and complex legal agreements. A single accident or dispute can delay completion and cause significant financial loss. That is why property developer insurance is an essential safeguard for anyone involved in building, converting […]

A property development site with new apartment buildings under construction, scaffolding in place, and safety fencing around the area.

Property Developer Insurance Explained: Covering Sites, Staff and Projects

Property development can be rewarding, but it is full of challenges. Each project requires planning, investment and coordination across contractors, suppliers and buyers. At any stage, delays or unexpected costs can occur. Sites may be damaged by fire or storms. Expensive machinery can be stolen. Staff and contractors face physical risk every day. Without proper […]

Stylish modern open-plan office with natural light and greenery, representing the type of space protected by Commercial Property Insurance for UK businesses.

Why 2025 Brings New Challenges for Property Owners

The commercial property market is shifting. Rising rebuild costs, climate-related damage and legal changes mean landlords must reassess their cover. Commercial property insurance in 2025 needs to be more than a standard package. Rising Construction and Repair Costs Material and labour prices have increased, which affects rebuild valuations. If a policy underestimates rebuild cost, landlords […]