Warehouse Insurance

Warehouses are the backbone of many businesses. Storing stock, materials, and equipment that keep operations moving. But with valuable goods, staff on-site, and busy vehicle movements, warehouses face multiple risks. A fire, flood, theft, or accident could cause huge disruption and financial loss.

Warehouse insurance can provide comprehensive protection for your premises, staff, and stock, ensuring your business can keep operating even if the unexpected happens.
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How It Works

1

Call us or complete our online quote form. We’ll collect a few key details about your business.

2

We’ll contact you to confirm everything, talk through your needs, and match you with the right level of cover.

3

We compare quotes from our panel of 20+ insurers, present your options, and explain the details before you buy.

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Why Choose Insurance Revolution for Warehouse Insurance?

Sector Knowledge: We understand the challenges warehouses face, from stock protection to liability claims.
Tailored Cover: Policies designed around your premises, goods, and workforce.
Competitive Quotes: Access to 20+ UK insurers to secure the best deal.
Fast & Efficient Setup: We can arrange warehouse insurance quickly, often the same day.
Flexible Payments: Spread the cost with monthly instalments.
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What Is Warehouse Insurance?

Warehouse insurance is a type of commercial insurance designed specifically for businesses that store, handle, or distribute goods. It typically combines key covers like public liability, employers’ liability, stock cover, buildings insurance, and business interruption to protect your warehouse operations from common risks.

Who needs Warehouse Insurance?

This cover is essential for:

  • Businesses running storage or distribution warehouses

  • Logistics and fulfilment centres

  • Retailers with stock warehouses

  • Cold storage or specialist storage facilities

  • Third-party storage providers holding goods for clients

Why do warehouses need insurance?

Running a warehouse comes with unique risks. Warehouse insurance helps you:

  • Comply with legal requirements (employers’ liability if you have staff)

  • Protect valuable stock against fire, flood, and theft

  • Safeguard machinery and handling equipment like forklifts and conveyors

  • Cover liability claims if visitors, contractors, or staff are injured on-site

  • Maintain operations with business interruption cover if an incident halts trading

 

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What Does Warehouse Insurance Cover?

A tailored warehouse insurance policy may include:

  1. Public Liability Insurance – Protects against claims if a third party is injured or their property is damaged at your premises.

  2. Employers’ Liability Insurance – Often a legal requirement if you employ staff, covering workplace injuries and illnesses.

  3. Stock & Goods Cover – Protects raw materials, finished products, and client goods stored on-site.

  4. Buildings Insurance – Covers the warehouse premises against fire, flood, storm, or vandalism.

  5. Equipment & Machinery Cover – For forklifts, conveyors, racking systems, and other equipment.

  6. Business Interruption Insurance – Protects income if operations stop due to an insured event.

  7. Goods in Transit Insurance – Optional cover for stock while being transported to or from your warehouse.

  8. Legal Expenses Insurance – Assists with the cost of disputes or claims.

FAQs

Employers’ liability insurance is often a legal requirement if you employ staff. Other covers, like public liability and stock cover, are not mandatory but are essential for protection.

Yes, policies can be arranged to include cover for goods held in trust for clients. This is vital for third-party storage providers.

Yes. If your business operates more than one warehouse, we can arrange cover across all locations within a single policy.

Yes, specialist cover can be arranged for cold storage, hazardous goods, or high-value items. We’ll tailor your policy to match your operations.

START YOUR QUOTE CALL US
OR CALL 0330 808 1452
START YOUR QUOTE OR CALL 0330 808 1452

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