If you have a TT99 conviction and need to insure a van or commercial vehicle, the short answer is yes, it is possible. The longer answer is that it is more complex, more restricted, and usually more expensive than standard motor insurance. Many drivers with a TT99 conviction are tradespeople, couriers, or self-employed business owners […]
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Insurers see a TT99 conviction as a high-risk driving issue. This is because it shows repeated rule-breaking, not just one incident. This has a major impact on availability and cost of insurance. What Is a TT99 Conviction? A TT99 conviction happens when a driver gets 12 or more penalty points in three years. This is […]
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It’s important to understand that when it comes to using a mobile phone whilst driving, the law applies to physically touching your phone whilst the vehicle’s engine is running. This includes being stopped at traffic lights as well as when moving. It also applies to other handheld devices as well as mobile phones. The Penalties […]
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In most instances, if you are caught driving through a red light, you will be issued with three penalty points, which must remain on your licence for four years from the date of the offence. In addition to being issued three penalty points, you will be handed a TS10 conviction code, which relates to ‘failing to comply with traffic […]
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Everyone likes to believe that they have amazing driving skills. As a result, we criticise almost every driver around us, pointing out instances of their queer driving habits. However, if we monitor ourselves closely, we will notice that many of us exhibit some typical bad driving habits. Given below are ten such annoying things about driving which […]
After you have received a criminal conviction, driving conviction, or finished a driving ban, it can be difficult to find insurance. This is because all types of insurance prices are based on risk and the likelihood that the insurer would have to pay out a claim during the policy. Whether it is travel, home, motor insurance, or […]
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The UK government categorises motoring offences with penalty points on the driver’s driving record, and the points further determine the level of penalty to be subjected to the driver. The process of sentencing penalty points on driving records for driving convictions is called endorsements, and the endorsements stay on records for, say, 4-11 years, based […]
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