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Property Developer Insurance
Property developer insurance protects your business, projects, and liability, so you can focus on completing developments without financial setbacks.
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Call us or complete our online quote form. We’ll collect a few key details about your business.
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We’ll contact you to confirm everything, talk through your needs, and match you with the right level of cover.
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We compare quotes from our panel of 20+ insurers, present your options, and explain the details before you buy.
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What Is Property Developer Insurance?
Property developer insurance is designed for businesses and individuals involved in residential or commercial property development. It provides a combination of construction developer insurance, liability protection, buildings cover, and business interruption, ensuring your projects are financially protected from start to finish.
Who Needs Property Developer Insurance?
This cover is suitable for:
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Residential property developers
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Commercial developers and construction firms
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New build housing developers
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Developers converting or refurbishing properties
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Small-scale independent developers as well as large projects
Why Do Property Developers Need Insurance?
Property development is complex and high-risk. Having insurance in place ensures you are covered for:
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Developer liability insurance – protect against claims for injury or property damage
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New build development insurance – safeguard projects under construction
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Material and site damage – cover against fire, flood, theft, or vandalism
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Financial protection – avoid devastating losses if delays or damage occur
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Compliance – meet lender and contract requirements
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What Does Property Developer Insurance Cover?
A tailored developer insurance policy may include:
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Public Liability Insurance – Covers injury or property damage caused to third parties.
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Employers’ Liability Insurance – Legally required if you employ staff.
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Contract Works Insurance – Protects work in progress on construction sites.
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New Build Development Insurance – Covers partially completed builds.
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Tools, Plant & Machinery Cover – Protection for owned or hired equipment.
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Developers’ Liability Insurance – Protects against legal claims related to your work.
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Legal Expenses Cover – Helps with disputes or contract claims.
FAQs
Employers’ liability insurance is often legally required if you employ staff. While other covers are not compulsory, most lenders and contracts require proof of property developer insurance before work begins.
Builders insurance is designed for contractors carrying out work, while property developer insurance covers the wider risks of development projects, including liability, contract works, and new builds.
Yes. We can arrange one policy to cover multiple sites or projects at once.
It can. We can tailor cover to include subcontractor liability as part of your policy.