Convicted Driver Insurance

We get it. Convicted driver insurance can be difficult to come by, expensive and generally a load of hassle you could really do without. But it doesn’t have to be like that.

While dealing with your insurance policy is probably never going to be your favourite thing to do, we can make the process a whole lot simpler and lot less hassle than you might expect.

A lot of insurers will turn convicted drivers away but we specialise in providing car insurance for convicted drivers. We’ll ask everything we need to know about your previous convictions and provide a competitive insurance quote.

What type of convicted drivers can we help?

We can help to insure people with previous convictions relating to:

• Drink driving
• Drug driving
• Driving without insurance
• Driving without due care
• Totting up bans
• Criminal convictions

Why Us for Convicted Driver Insurance?

At Insurance Revolution, we specialise in policies for those who find it more difficult to get insurance. That means we’ve got bags of experience in dealing with convicted drivers. We consider you as an individual and assess your situation fully so we can put together a sensible policy tailored for you and your needs.

Yes, convicted drivers are considered a higher risk for insurers. But we don’t believe that means you should pay over the odds and we strive to deliver a competitive quote.

Like we said, we don’t expect sorting your insurance out to ever make it onto your hobbies list, but we can help you to take the hassle out of it and make the whole thing a lot less complicated.

Get in touch today for a competitive convicted driver insurance quote.

Why is insurance more expensive for convicted drivers?

Statistically, convicted drivers are more likely to be involved in accidents and therefore to make insurance claims. So they’re regarded by the industry as a higher risk to insure. That’s why premiums are often higher for convicted driver insurance and it’s why some providers won’t insure convicted drivers at all.

We, on the other hand, specialise in policies for people who might otherwise find it difficult to get insurance and we’ve got bags of experience in helping convicted drivers with competitively priced insurance policies.

Do I have to declare all convictions when looking for insurance?

It’s important that you tell us about all “unspent” convictions when applying for insurance. Inaccurate information could invalidate any policy.

As a guide, convictions resulting in a fine or community service are deemed “spent” after five years. Convictions resulting in a prison sentence of up to 6 months are deemed spent after 7 years. Convictions resulting in a sentence of between 6 months and 2 ½ years are spent after 10 years. If you have a conviction that resulted in a sentence of more than 2 ½ years, that conviction is never spent and will therefore always have to be declared when seeking insurance quotes.

If you’re not sure whether or not your convictions are considered spent, we recommend seeking professional legal advice.