Tattoo & Piercing Studio Insurance
Tattoo and piercing professionals face unique business risks, including close client contact, use of specialist equipment, and treatment-related exposure. Tattoo & Piercing Studio Insurance can help provide financial protection against claims, accidents, equipment damage, and other unforeseen events.
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Call us or complete our online quote form. We’ll collect a few key details about your business.
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We’ll contact you to confirm everything, talk through your needs, and match you with the right level of cover.
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We compare quotes from our panel of 20+ insurers, present your options, and explain the details before you buy.
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Why Choose Us for Tattoo & Piercing Studio Insurance?
What Is Tattoo & Piercing Studio Insurance?
Tattoo & Piercing Studio Insurance is designed to help protect tattooists, body piercers, and studio owners against the potential risks linked to their work. These risks can include treatment-related claims, client injury, property damage, theft, and business disruption.
Who May Need Tattoo & Piercing Studio Insurance?
- Tattoo studio owners
- Self-employed tattooists and body piercers
- Mobile tattoo artists and body piercing professionals
- Guest artists attending events and conventions
- Studios offering additional services such as laser tattoo removal, microblading, or cosmetic tattooing
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What Can Tattoo & Piercing Studio Insurance Cover?
1. Public Liability Insurance
Public liability insurance can help protect against claims of injury or property damage caused to third parties while on your premises or during mobile work.
2. Employers’ Liability Insurance
Employers’ liability insurance can be required by law if you employ staff. It can offer protection if an employee suffers injury or illness due to their work.
3. Treatment Risk Cover
Treatment risk insurance can offer protection for claims arising directly from the tattooing or piercing process, including allergic reactions, infections, and scarring.
4. Equipment and Contents Insurance
Equipment and contents insurance can help cover the cost of repairing or replacing stolen or accidentally damaged tattoo machines, piercing tools, and studio furniture.
5. Business Interruption Insurance
Business interruption insurance can help cover loss of income and ongoing expenses if you are unable to trade due to an insured event such as fire, flood, or theft.
FAQs
Tattoo insurance is not a legal requirement but may be required by local licensing authorities and is strongly recommended for protection against claims.
Treatment risk insurance can help protect against claims linked to allergic reactions, infections, or scarring caused by tattooing or piercing procedures.
Yes, mobile or event cover can be arranged for tattooists and piercers working at festivals, conventions, and guest artist appearances.
Cover can be extended to include guest artists, apprentices, or additional staff if required.
Yes, studio contents, equipment, artwork, and signage can typically be covered for theft, fire, and accidental damage.