Running a hair or beauty salon in the UK can ...
Tanning Salon Insurance
Operating a tanning salon can involve unique risks such as treatment-related claims, equipment damage, or public liability exposure. Tanning Salon Insurance can help protect your business, your staff, your equipment, and your clients.
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Call us or complete our online quote form. We’ll collect a few key details about your business.
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We’ll contact you to confirm everything, talk through your needs, and match you with the right level of cover.
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We compare quotes from our panel of 20+ insurers, present your options, and explain the details before you buy.
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What Is Tanning Salon Insurance?
Tanning Salon Insurance is designed to help protect businesses offering tanning services, including sunbed salons and spray tanning studios. It can help safeguard against the risks that come with offering tanning treatments, including injury claims, equipment theft, or business interruption.
It can offer tailored cover for both salon-based businesses and mobile tanning professionals.
Who May Need Tanning Salon Insurance?
A wide range of bakery professionals and business models could benefit from bakery insurance, including:
- Independent bakery shops
- Home-based cake businesses
- Online bakers and delivery-only bakeries
- Patisseries and dessert bars
- Specialist cupcake, doughnut, or bread shops
- Bakeries operating from shared commercial kitchens
Whether serving customers in person or supplying local retailers and cafés, suitable cover can offer peace of mind and financial protection.
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What Can Tanning Salon Insurance Cover?
1. Public Liability Insurance
Public liability insurance can help protect against third-party injury or property damage claims that may occur in your salon or during mobile services.
2. Employers’ Liability Insurance
Employers’ liability insurance can be a legal requirement if you employ staff and can help cover claims related to work-related injuries or illnesses.
3. Equipment and Contents Insurance
This can help cover the cost of repairing or replacing tanning beds, spray tanning machines, salon furniture, and other essential equipment.
4. Business Interruption Insurance
Business interruption insurance can help protect your income if your salon has to close temporarily due to an insured event such as fire, flood, or theft.
5. Treatment Risk Cover
Treatment risk cover can offer protection against claims arising from adverse reactions to sunbed use or spray tanning services.
FAQs
Tanning salon insurance is not legally required, but employers’ liability insurance can be legally required if you have employees. Public liability and treatment risk insurance are strongly recommended.
Treatment risk insurance can help protect against claims resulting from tanning sessions, including adverse skin reactions or overexposure incidents.
Yes, mobile tanning professionals can often be covered for public liability and treatment risk while working at client locations.
Tanning beds and spray tanning equipment can usually be covered under equipment and contents insurance for theft, fire, and accidental damage.
Cover can often be tailored to include additional treatments if your salon offers more than tanning services.