Office Insurance

Whether you run a busy marketing agency, law firm, recruitment consultancy or accountancy practice, the smooth running of your office is vital to your business operations. Office insurance can provide essential protection against risks such as property damage, equipment theft, legal claims, and business interruption.

As a broker, we work with a wide panel of trusted UK insurers to help you compare and secure tailored office insurance policies designed to meet the specific needs of your workplace setup.
START YOUR QUOTE CALL US
OR CALL 0330 054 0545
How It Works

1

Call us or complete our online quote form. We’ll collect a few key details about your business.

2

We’ll contact you to confirm everything, talk through your needs, and match you with the right level of cover.

3

We compare quotes from our panel of 20+ insurers, present your options, and explain the details before you buy.

Insurance Revolution's Reviews

Trustpilot

Why Compare Office Insurance With Us?

Access to a wide panel of UK office insurers
Access to 20+ leading UK insurers
Tailored quotes for small to medium-sized businesses
Dedicated customer service and claims assistance
Flexible cover for both owned and rented offices
UK-based advisers offering expert support
GET YOUR QUOTE NOW CALL US
OR CALL 0330 054 0545

What Is Office Insurance?

Office insurance is a type of commercial insurance designed to protect businesses operating from office premises. It can combine various covers into one policy, helping to mitigate financial loss from incidents such as fire, theft, flood, or legal liability.

Policies can be customised to reflect your business size, industry, number of employees, and types of equipment used.

Who Could Need Office Insurance?

Office insurance could be suitable for a wide range of professions, including:

  • Solicitors, accountants and consultants
  • Recruitment and HR agencies
  • IT support and software firms
  • Estate agents and mortgage brokers
  • Architects and surveyors
  • Marketing, PR, and creative agencies
  • Any business operating from an office premises (leased, owned or serviced)

If your business relies on office-based workstations, client interaction, specialist equipment or sensitive data, insurance may offer vital protection.

How Much Does Office Insurance Cost?

Premiums vary depending on several factors, such as:

  • Size and location of your office
  • Type of business and risk profile
  • Number of employees
  • Value of contents and equipment
  • Claims history
  • Level of cover and optional extras

As a broker, we can help compare quotes from a range of leading UK insurers to find a policy that balances cost with comprehensive protection.

 

START YOUR QUOTE >

What Can Office Insurance Include?

Policies can be built around your needs and may include some or all of the following:

1. Office Contents Insurance

Covers the cost to repair or replace your office furniture, equipment, and furnishings following events such as fire, theft, flood, or accidental damage.

2. Business Equipment Cover

Protection for essential tools such as laptops, phones, printers, and specialist devices used by your staff.

3. Buildings Insurance

Covers repair or rebuild costs if the property is damaged due to insured events. This may apply if you own the premises or are responsible under your lease agreement.

4. Public Liability Insurance

Could provide cover if a client or visitor is injured or suffers property damage while on your premises, helping with compensation claims and legal fees.

5. Employers’ Liability Insurance

Often a legal requirement for most businesses with staff. Could protect against claims made by employees who suffer work-related injury or illness.

6. Business Interruption Insurance

May cover loss of income and additional operating costs if your office becomes unusable due to events such as fire, flood, or structural damage.

7. Cyber Liability Insurance

Could help protect your business from the financial impact of data breaches, cyber attacks, and IT system failures.

8. Legal Expenses Insurance

Provides support with the cost of legal proceedings, such as employment tribunals, contract disputes, or debt recovery.

FAQs

We offer office insurance that can include:

  • Buildings and contents cover
  • Public and employers’ liability
  • Business interruption cover
  • Equipment and IT insurance
  • Legal expenses

It’s designed to protect office-based businesses against financial loss from theft, damage, or legal claims.

Yes. Even if the building is managed, you may still need to insure your contents, equipment and any improvements you’ve made.

Some policies may offer limited cover for equipment used off-site. You can add portable equipment cover if your staff regularly work from home or travel with devices.

No, but it can often be added to your office insurance policy. It’s worth considering if your business handles client data or relies heavily on IT systems.

Make a full inventory of your furniture, equipment, and electronics, and calculate the replacement value of each item. Don’t forget stock or specialist tools. Underestimating can leave you out-of-pocket in a claim.

START YOUR QUOTE CALL US
OR CALL 0330 054 0545
START YOUR QUOTE OR CALL 0330 054 0545

Helpful Articles & Updates

Whether you own or lease, this section offers insurance help and tips for protecting your office and team.