Nail Salon & Technician Insurance

Comprehensive Business Insurance for Nail Salons and Nail Technicians

Working as a nail technician involves close client contact, the use of specialist equipment, and handling of chemical products. Nail salon and technician insurance can help provide protection against treatment-related claims, accidental injuries, and equipment loss or damage.
START YOUR QUOTE CALL US
OR CALL 0330 054 0545
How It Works

1

Call us or complete our online quote form. We’ll collect a few key details about your business.

2

We’ll contact you to confirm everything, talk through your needs, and match you with the right level of cover.

3

We compare quotes from our panel of 20+ insurers, present your options, and explain the details before you buy.

Insurance Revolution's Reviews

Trustpilot

Why Choose Us for Nail Salon & Technician Insurance?

Access to trusted UK insurers offering tailored cover for nail professionals
Quick and easy quote comparisons for mobile, home-based, and salon businesses
Flexible cover options for public liability, treatment risk, equipment, and more
Experienced brokers who understand the beauty and nail industry
GET YOUR QUOTE NOW CALL US
OR CALL 0330 054 0545

What Is Nail Salon & Technician Insurance?

Nail salon and nail technician insurance is a tailored type of business insurance that can offer protection for nail professionals working in salons, from home, or providing mobile services. It can help cover risks such as client injury claims, treatment-related issues, accidental damage, theft of equipment, and other unexpected incidents.

Who May Need Nail Salon & Technician Insurance?

Nail salon and technician insurance can be suitable for:

  • Nail salon owners
  • Self-employed nail technicians
  • Mobile nail professionals visiting client homes
  • Nail technicians working from home-based studios
  • Freelancers renting salon space
  • Professionals offering treatments such as manicures, pedicures, acrylics, gel nails, nail art, and extensions

Whether you are starting out or running an established nail business, insurance can help provide protection against industry-specific risks.

START YOUR QUOTE >

What Can Nail Salon & Technician Insurance Cover?

1. Public Liability Insurance

Public liability insurance can offer protection if a client or third party suffers an injury or property damage linked to your nail treatments or business activities. This is often a key consideration for salon-based and mobile nail professionals.

2. Employers’ Liability Insurance

Employers’ liability insurance can be required if you employ staff or apprentices. It can offer protection if an employee claims for a work-related injury or illness.

3. Treatment Risk Cover

Treatment risk insurance can offer protection for claims specifically related to the nail services provided, including allergic reactions, burns, or infections caused by nail products, tools, or techniques.

4. Equipment and Stock Insurance

Equipment and stock insurance can offer protection for nail tools, UV lamps, chairs, tables, and nail products against theft, accidental damage, or loss both on-premises and in transit.

5. Personal Accident Cover

Personal accident insurance can provide financial support if you are unable to work due to accidental injury, which can be particularly useful for self-employed nail technicians.

6. Business Interruption Cover

Business interruption cover can offer financial support if your nail salon is unable to operate temporarily due to events such as fire, flood, or theft.

FAQs

Public liability insurance is not legally required but is strongly recommended. Many salons and clients may require proof of insurance before allowing you to offer services.

Yes, treatment risk cover can offer protection against claims involving allergic reactions, skin irritations, or infections linked to nail products or procedures.

Yes, mobile equipment insurance can offer protection for tools and equipment used on location or in transit.

Yes, employers’ liability insurance can be required if you employ trainees, apprentices, or staff, even if they are part-time.

Yes, product liability cover can be added to help protect against claims linked to beauty or nail products you sell or supply.

START YOUR QUOTE CALL US
OR CALL 0330 054 0545
START YOUR QUOTE OR CALL 0330 054 0545

Helpful Articles & Updates

Explore treatment-specific insurance advice, client safety tips, and helpful guides for nail techs and salon owners.