As remote work becomes a permanent fixture for many UK ...
Cyber Insurance for UK Businesses
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Call us or complete our online quote form. We’ll collect a few key details about your business.
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We’ll contact you to confirm everything, talk through your needs, and match you with the right level of cover.
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We compare quotes from our panel of 20+ insurers, present your options, and explain the details before you buy.
Insurance Revolution's Reviews
What Is Cyber Insurance?
Cyber insurance is designed to help businesses manage the financial and operational impact of cyber incidents. From data breaches and ransomware to denial-of-service attacks and phishing scams, cyber insurance could provide cover for a wide range of digital threats that can compromise business continuity.
As reliance on technology grows, the need for robust cyber protection becomes increasingly vital. A suitable policy could help cover costs linked to business interruption, legal claims, reputational damage, and recovery support following a cyber event.
Why Cyber Insurance Matters for Modern Businesses
No business is immune to cyber risk. Whether you handle sensitive client data, process card payments, or operate via cloud-based platforms, cyber liability insurance could offer essential protection. Attacks can occur regardless of business size or industry and often carry serious financial and legal implications.
Key reasons to consider cyber cover include:
- Rising frequency of ransomware and phishing attempts
- GDPR and data protection liability risks
- Reputational harm following a cyber incident
- Business downtime and lost revenue during recovery
Who Needs Cyber Insurance?
Any business that stores personal data, transacts online, or operates with digital infrastructure could benefit from cyber insurance. This includes:
- E-commerce retailers
- Professional service firms (legal, financial, accountancy)
- Healthcare providers
- Educational institutions
- SMEs relying on cloud or remote systems
Whether you’re a sole trader or a large organisation, being proactive about digital risk management could be a critical step toward long-term resilience.
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What Could Cyber Insurance Cover?
Cyber insurance policies arranged through our panel of insurers can be tailored to meet a wide variety of needs. Typical features may include:
First-party coverage
- Loss of income due to network interruption
- Data recovery and system repair costs
- Notification costs and public relations assistance
- Cyber extortion and ransomware payments (where legally permitted)
Third-party coverage
- Legal defence costs following data protection breaches
- Compensation claims made by customers or suppliers
- Regulatory investigation costs (e.g. ICO or FCA inquiries)
Cyber Threats Covered
Policies arranged through our broker service may help protect against a wide range of cyber incidents, such as:
- Ransomware attacks
- Phishing and spear phishing
- Social engineering fraud
- Malware and viruses
- Denial of service (DoS/DDoS) attacks
- Unauthorised data access or leakage
FAQs
Typical cover includes:
- Phishing and malware attacks
- Ransomware
- DDoS (distributed denial of service) attacks
- Unauthorised network access
- Data breaches
Each policy may vary, so ensure it fits your cyber risk profile.
No. You would need separate business contents or tools cover for protection against damage to your own assets.
The cost of cyber insurance can vary depending on several key factors:
- Nature of your business and data handled
- Annual turnover
- Level of digital exposure and security in place
- Desired level of cover and excess
Tailored policies can start from relatively low premiums for small businesses but could increase for those managing high volumes of sensitive information.
Yes. Cyber insurance often covers forensic investigations, legal advice, data recovery, customer notification, and even reputational damage control following a breach. Some policies also include access to specialist IT recovery teams.
Cyber insurance typically includes data breach cover but may also extend to cover broader events such as extortion, system interruption, and reputational harm.