Plumber Insurance

Tailored Insurance for Plumbers and Plumbing Contractors

Plumbing work carries unique risks, from water damage to personal injury and tool theft. Comparing plumber insurance options can help protect businesses from the financial impact of claims and unforeseen events, supporting both the day-to-day running and long-term success of a plumbing business.

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How It Works

1

Call us or complete our online quote form. We’ll collect a few key details about your business.

2

We’ll contact you to confirm everything, talk through your needs, and match you with the right level of cover.

3

We compare quotes from our panel of 20+ insurers, present your options, and explain the details before you buy.

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Why Choose Us for Plumber Insurance?

Access to a range of insurers offering tailored plumber insurance

Quick and efficient quote comparison

Support from experienced business insurance brokers

Flexible cover options to meet specific plumbing business requirements

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What Is Plumber Insurance?

Plumber insurance refers to a tailored package of business insurance products specifically arranged for plumbers and plumbing contractors. It can offer protection against risks such as accidental damage, personal injury claims, theft of tools, and business interruptions.

Who May Need Plumber Insurance?

Plumber insurance can be suitable for:

Self-employed plumbers
Domestic and commercial plumbing contractors
Emergency plumbers
Gas Safe registered engineers (if combined with relevant gas work insurance)
Plumbing businesses with apprentices or employees

Whether working on routine domestic jobs or large-scale commercial projects, having suitable protection in place can help plumbers trade with confidence.

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What Can Plumber Insurance Cover?

1. Public Liability Insurance

Public liability insurance can cover the costs of third-party injury or property damage claims. This is widely considered a vital protection for plumbers working on customer premises.

2. Employers’ Liability Insurance

Employers’ liability insurance can be a legal requirement for plumbers who employ staff, subcontractors, or apprentices. It can cover claims if an employee is injured or falls ill due to work-related activities.

3. Tools and Equipment Insurance

Tools and equipment insurance can help protect valuable plumbing tools against theft, accidental damage, or loss, whether stored on-site, in vehicles, or at home.

4. Professional Indemnity Insurance

Professional indemnity insurance can offer protection if a plumber provides advice or designs that lead to financial loss or safety issues for a client.

5. Business Interruption Insurance

Business interruption insurance can provide financial support if a plumbing business is forced to stop trading temporarily due to an insured event like fire or theft.

6. Contract Works Insurance

Contract works cover can protect work in progress on a client’s property in case of damage, theft, or disruption.

FAQs

Public liability insurance is not legally required but is widely considered essential for plumbers. Employers’ liability insurance is typically required by law if plumbers employ staff or subcontractors.

Public liability insurance can provide cover for accidental water damage caused while carrying out plumbing work.

Tools and equipment insurance can offer cover for tools stored in vehicles, though insurers may specify security requirements. It is important to check policy details.

Yes, cover can be arranged for emergency plumbers, but it is advisable to ensure this is declared when arranging the policy as it may affect premiums.

In many cases, cover can be arranged quickly once a plumber has compared quotes and selected a suitable policy.

START YOUR QUOTE CALL US

OR CALL 0330 054 0545

START YOUR QUOTE OR CALL 0330 054 0545