Barber Insurance

Tailored Insurance for Barbers and Barbershop Owners

Operating a barbershop comes with daily risks, from client treatments to equipment damage and theft. Comparing barbershop insurance options can help provide protection for your business, your clients, and your tools against unexpected incidents.
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How It Works

1

Call us or complete our online quote form. We’ll collect a few key details about your business.

2

We’ll contact you to confirm everything, talk through your needs, and match you with the right level of cover.

3

We compare quotes from our panel of 20+ insurers, present your options, and explain the details before you buy.

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Why Choose Us for Barbershop Insurance?

Access to a wide panel of UK insurers
Fast and simple quote comparison
Tailored insurance options to meet barbershop needs
Support from experienced insurance brokers
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What Is Barber Insurance?

Barbershop insurance is a tailored package of business insurance products specifically arranged for barbers, mobile barbers, and barbershop owners. It can offer protection against common risks such as public liability claims, treatment accidents, theft of equipment, and business interruptions.

Who May Need Barber Insurance?

Barbershop insurance can be suitable for:

  • Independent barbershop owners
  • Self-employed barbers renting a chair
  • Mobile barbers
  • Home-based barbers
  • Barbers employing apprentices or staff

Whether you work from a high street shop, operate on a mobile basis, or rent space in another salon, tailored barbershop insurance can help protect your business.

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What Can Barber Insurance Cover?

1. Public Liability Insurance

Public liability insurance can provide protection if a client or third party suffers injury or property damage linked to your barber services or premises. It is often considered essential for customer-facing businesses.

2. Treatment Risk Cover

Treatment risk cover can offer additional protection if a client suffers an injury or reaction during a haircut, shave, or grooming service.

3. Employers’ Liability Insurance

Employers’ liability insurance can be a legal requirement if you employ staff or apprentices. It can cover compensation claims made by employees who suffer injury or illness while working in your barbershop.

4. Contents and Equipment Insurance

Contents and equipment insurance can help protect essential barbering tools, chairs, clippers, and shop fittings against theft, accidental damage, or loss.

5. Business Interruption Insurance

Business interruption insurance can provide financial support if you are unable to trade temporarily due to events such as fire, flood, or major equipment breakdown.

6. Stock Cover

Stock cover can offer protection for haircare, shaving, and grooming products sold in the shop, helping with replenishment costs if stock is stolen or damaged.

FAQs

Public liability insurance is commonly seen as essential for barbers, as it can offer protection if a client or member of the public is injured in the shop or during a treatment.

Employers’ liability insurance is typically required by UK law if you employ staff or apprentices in your barbershop.

Treatment risk cover can be added to protect against client injuries or allergic reactions during barber services such as shaving, cutting, or styling.

Contents and equipment cover can provide protection for barbering tools stored on the premises, though insurers may require specific security measures.

Yes, mobile barbers can access tailored insurance that covers public liability, tools, and personal accident protection, even if they don’t operate from a fixed shop.

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