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woman cutting hair in a salon
Top 5 Hairdresser Insurance Add-Ons: Treatment Risk, Equipment & Legal Expenses

Hairdressers can face a range of everyday risks that standard insurance policies may not always cover in full. To help provide more comprehensive protection, hairdresser insurance add-ons can be considered to extend coverage beyond basic public liability or salon contents insurance. These optional covers can support hairdressers in safeguarding their business against specific challenges. We […]

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woman cutting hair in a salon
Hairdressing Insurance UK: Public Liability, Tools & Salon Cover Explained

Running a hairdressing business in the UK can involve a variety of risks, whether working from a salon, renting a chair, or providing mobile hairdressing services. The right hairdressing insurance can offer essential protection against common challenges such as public liability claims, accidental damage to equipment, or theft of valuable tools. We explore the key […]

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beauty therapist in a salon
Salon Equipment & Contents Cover: Protecting Tools, Stock & Premises

Running a successful hair or beauty salon involves significant investment in equipment, specialist tools, premium stock, and carefully designed premises. Protecting these valuable assets can be essential for ensuring long-term stability and peace of mind. Salon equipment and contents cover can help safeguard the essential items that keep your salon operating smoothly, helping to minimise […]

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hairdresser doing hair
Mobile Beauty Therapist Insurance: From Treatment Risks to Public Liability

Working as a mobile beauty therapist in the UK comes with a distinct set of risks that are not always present in salon-based businesses. Providing treatments in clients’ homes, transporting valuable equipment, and working across multiple venues can all create challenges that require tailored insurance solutions. Mobile beauty therapist insurance can be arranged to support […]

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trades man in site
Public Liability Insurance for Small Businesses: Do You Really Need It?

Public liability insurance is often discussed as a key form of business protection, but many small business owners remain unsure whether it is necessary for their specific operations. While not legally required in the UK, this type of insurance can play a vital role in helping to manage risks associated with third-party injury or property […]

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woman working on her online business
What Happens If You Don’t Have Product Liability Insurance? Legal & Financial Risks Explained

Selling, manufacturing or distributing products in the UK involves a duty of care to consumers. If a product causes injury or damage, the party held responsible may be exposed to claims, investigations and legal costs. Without product liability insurance, these risks could directly impact a business’s finances and reputation. We explore the potential legal and […]

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online business owner
Do You Need Product Liability Insurance If You Sell on Amazon, Etsy or eBay?

Selling products through online platforms such as Amazon, Etsy, or eBay can open up valuable opportunities for small businesses and independent retailers. However, with increased reach comes increased responsibility. If a product causes injury or damage, sellers could be held liable, even if they did not manufacture the item themselves. We explore what product liability […]

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importing products
Product Liability Insurance for Importers & Wholesalers: Who’s Legally Responsible?

Importers and wholesalers play a vital role in the supply chain, but with that comes exposure to potential liability. If a product causes harm, legal responsibility may not always rest with the original manufacturer. UK law can hold other parties accountable, particularly where overseas producers are involved. In this article, we explore who could be […]

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retailer behind counter
Customising Commercial Combined Insurance: How to Build the Right Package for Your Business

Businesses often require protection across multiple risks, but managing individual policies for each one can lead to complexity, duplication, or gaps in cover. Commercial combined insurance offers an efficient way to group essential protections into one package that suits the specific needs of the business. In this guide, we explain how commercial combined policies can […]

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hotel lobby
Hotel Business Interruption Insurance: Protecting Your Profits During Downtime

Running a hotel in the UK can involve managing a wide range of operational risks. From fire and flooding to equipment failure and unforeseen closures, these incidents can cause significant disruptions to trading. Loss of income during downtime may have a major financial impact, especially in the hospitality sector where margins can be sensitive to […]

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