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The Real Cost of Factory Fires and Floods and How Insurance Protects You

Factories face many risks, but fire and flood remain the most destructive. These events can shut down production, destroy buildings and machinery, and leave businesses struggling to recover. Without the right factory insurance, the financial cost can be overwhelming. In this guide, we explain how fires and floods affect factories, what  the real costs can […]

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factory insurance
Factory Insurance Explained: Covering Machinery, Materials and More

Factories remain the backbone of UK manufacturing, producing goods that fuel construction, retail, and global exports. Yet factories face complex risks every day. Heavy machinery, valuable raw materials, and large workforces mean that even minor incidents can result in significant financial loss. Without suitable insurance, recovery can be extremely difficult. This guide explains the key […]

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builders merchant blog
Stock, Staff and Site Safety: A Guide to Builders Merchant Insurance

Builders merchants play a vital role in the construction supply chain. They provide timber, bricks, tools, and protective equipment to both trade and public customers. But operating a merchant business is not without challenges. Stock must be secured, staff must be kept safe, and sites must remain operational. Without the right insurance, a single claim […]

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builders merchant blog
Builders Merchant Risks Explained: Why Public Liability Isn’t Enough

Public liability insurance is often considered the foundation of protection for businesses dealing with the public. For builders merchants it is essential, but relying on it alone leaves serious gaps. Merchants face a wide range of exposures that cannot be addressed by public liability cover on its own. This guide explains why specialist builders merchant […]

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builders merchant
From Timber to Tools: The Essential Covers Every Builders Merchant Needs

Running a builders merchant is a cornerstone role within the UK construction supply chain. Merchants supply everything from timber and steel to power tools and protective equipment, often operating from large depots or yards with constant traffic from trade professionals and delivery vehicles. But with such operations comes a wide range of risks. Theft, workplace […]

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fleet of cars
The State of UK Fleet Insurance in 2025: Facts & Figures Every Business Should Know

Running a fleet in the UK has never been more challenging. Between rising insurance premiums, regulatory pressures and vehicle costs, businesses are under increasing pressure to balance budgets while keeping drivers safe on the road. Fleet insurance plays a critical role, yet many organisations underestimate just how exposed they are without the right cover. This […]

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