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landscaper
Do Self-Employed Gardeners Need Insurance? The Grey Areas Explained

Self-employed gardeners often work independently, moving between properties and managing outdoor environments without backup. While many understand the physical risks of the job, the legal and financial risks are not always as obvious. That is where gardener insurance becomes a valuable line of protection. We help connect tradespeople with insurers who offer cover tailored to […]

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gardener
From Uneven Paths to Damaged Fences: The Real Risks Landscapers Face On-Site

Many gardeners and landscapers work independently, without a safety net. Yet the risks faced each day, from slipping on wet paving to damaging client property, can have serious financial consequences. Gardener insurance and landscaper insurance are not just formalities. They exist to help protect tradespeople from the types of incidents that can lead to claims, […]

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gardener
Insurance Isn’t Just for Builders: Why Gardeners and Landscapers Need Cover Too

Many gardeners and landscapers in the UK operate with tools in hand and jobs booked, but without insurance in place. While it may seem like a low-risk trade, the reality is that outdoor work often comes with unseen hazards, both for the public and for the business itself. We support self-employed gardeners, landscapers, and groundskeepers […]

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cleaner
The Quiet Cost of Cleaning Without Insurance (It’s Not Just the Fine Print)

Running a cleaning business, whether domestic, commercial or mobile, comes with more risks than most realise. Spilled detergent on a marble floor. A cracked vase during an end-of-tenancy deep clean. Even a simple trip hazard from trailing cables. These incidents may seem minor until they result in claims that could impact your finances, your business […]

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cleaner cleaning
Mobile, Domestic or Office Cleaner? Insurance Mistakes That Cost Real People Thousands

Working as a professional cleaner involves more than just providing a spotless service. Whether you operate as a mobile cleaner, run a domestic cleaning business, or provide office cleaning services, the risks involved can carry serious financial consequences if the right cover is not in place. We have seen how insurance oversights can lead to […]

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cleaner
What Happens When a Client Slips? A Real Look at Risk for Professional Cleaners

Cleaners face a unique set of risks, particularly when working in client homes or commercial premises. A freshly mopped floor might be spotless, but it can also become a hazard. If someone slips and is injured, questions of liability often follow. In this guide, we explore the real risks faced by cleaners, the types of […]

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handyman fixing tap
When Tool Theft Isn’t Covered: Real Insurance Lessons for Self-Employed Handymen

Handymen across the UK face a wide range of risks daily, from accidental damage to public liability claims. Yet, one risk many underestimate is tool theft. Many self-employed handymen assume their tools are automatically covered under standard insurance policies, only to discover too late that certain exclusions apply. Understanding Handyman Insurance: More Than Just Public […]

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handyman
3 Things Most Handymen Forget When Sorting Their Insurance (That Cost Them Later)

Running a handyman business in the UK often means focusing on getting jobs done rather than fine print. Yet without the right handyman insurance in place, small oversights could lead to big problems. We help arrange cover that suits self-employed handymen, tradespeople, and small businesses. Below, we highlight three areas handymen often forget about when […]

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handyman
Insurance for Handymen: An Unofficial Rulebook Nobody Tells You About

When running a handyman business in the UK, it can be easy to focus solely on the next job. Yet overlooking the importance of handyman insurance could leave self-employed tradespeople exposed to financial risks that are difficult to recover from. We help arrange policies suited to the real-world needs of handymen, whether working solo or […]

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decorator
Insurance Questions Painters & Decorators Should Ask Before Saying Yes to a Job

For many painters and decorators in the UK, every job is different but the risks involved rarely change. Whether working in private homes or commercial buildings, a single mishap could lead to unexpected costs. Before saying yes to a project, it is wise to pause and ask: Is my painters and decorators insurance set up […]

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