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Whether you own a single MEWP or manage a fleet of access platforms, Cherry Picker Insurance is essential to protect your business from the high risks associated with working at height. This guide breaks down what’s typically included in a cherry picker policy, who needs it, and how to make sure you’re properly covered. What […]
Read More… from What Does Cherry Picker Insurance Cover? Everything You Need to Know
Whether you operate a single excavator or manage a fleet of machines across multiple sites, Plant & Machinery Insurance is vital for protecting your business. But do you know what kinds of claims are most common, and how to prevent them? Understanding where things often go wrong can help you avoid unnecessary downtime, rejected claims, […]
Read More… from 5 Common Plant Equipment Insurance Claims and How to Avoid Them
If your construction business uses heavy machinery, understanding the difference between hired-in plant insurance and owned plant cover is essential. Many UK contractors assume their policy protects everything, but if your cover doesn’t match how the plant is acquired, you could be exposed to major financial risk. Here’s a simple breakdown of how these two […]
Read More… from How to Insure Hired-in vs Owned Plant – What’s the Difference?
Whether you’re operating a mini excavator on a private site or managing a fleet of heavy construction vehicles across the UK, understanding your insurance obligations is essential. This guide breaks down what Plant & Machinery Insurance is, who needs it, and why it’s vital for contractors in construction, groundwork, demolition, and beyond. What Is Plant […]
Read More… from Do I Need Plant & Machinery Insurance? A Simple Guide for UK Contractors
If you have a TT99 conviction and need to insure a van or commercial vehicle, the short answer is yes, it is possible. The longer answer is that it is more complex, more restricted, and usually more expensive than standard motor insurance. Many drivers with a TT99 conviction are tradespeople, couriers, or self-employed business owners […]
Read More… from Can You Insure a Van or Commercial Vehicle With a TT99 Conviction?
Public Liability Insurance is a form of cover that protects against the risk of claims and lawsuits. Specifically, it provides cover in the event that a member of the public suffers an injury, financial loss or damage to their property as a result of your business activities. While Public Liability Insurance is not compulsory by law, it […]
Employers’ Liability Insurance is a form of cover that is often compulsory for anyone who employs staff. It provides legal protection in the instance that an employee is injured or becomes ill as a result of the work they do for you. Your Employers’ Liability Insurance policy must cover you for at least £5 million and come […]
Insurers see a TT99 conviction as a high-risk driving issue. This is because it shows repeated rule-breaking, not just one incident. This has a major impact on availability and cost of insurance. What Is a TT99 Conviction? A TT99 conviction happens when a driver gets 12 or more penalty points in three years. This is […]
Read More… from Why Insurers Treat A TT99 Conviction So Seriously
Running a business often means putting drivers on the road. Whether you use one car or a whole fleet, having the right insurance is important. Company car insurance UK helps protect vehicles used by employees or directors for work. But who really needs it, and when should it be arranged? This blog explains who should […]
Read More… from Who Needs Company Car Insurance in the UK? Cover, Costs & When to Arrange It
“Do I or do I not need to take to motor trade insurance policy?” most of the motor traders are in this constant dilemma with the insurance scheme and are kind of clueless what benefits they would be getting by opting for the motor trade insurance. The law demands every motor trader to sign up […]