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Professional negligence is one of the most common triggers for Professional Indemnity Insurance (PII) claims. Yet many businesses misunderstand what it actually includes. That gap can lead to costly mistakes, disputes, and uninsured risks. This guide explains what professional negligence is, what counts as a claim, and how businesses can reduce their exposure. What Is […]
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Running a courier fleet is already cost-heavy. Fuel, maintenance, staffing and vehicle depreciation all add up. Insurance is another major expense, but unlike fuel prices, it’s one area you can actively influence. Below are practical, ways to reduce your courier fleet insurance premiums without cutting essential cover. 1. Improve Driver Risk Profiles Insurers price risk […]
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Landlord insurance is a vital cost for protecting your rental property, but that doesn’t mean you should overpay. This guide explains how to reasonably reduce your landlord insurance premiums while still protecting your investment. 1. Increase Your Voluntary Excess One of the simplest ways to lower your premium is to increase your voluntary excess. This […]
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Vehicle impoundment is a legal power used by police and local authorities to remove vehicles from the road in certain situations. In the UK, these powers come from multiple laws. Laws such as the Road Traffic Act 1988, the Police Reform Act 2002, and the Road Traffic Regulation Act 1984. These laws allow authorities to […]
Drug driving offences in the UK are recorded using specific DVLA endorsement codes [1]. These codes matter. Courts use them to record convictions, and insurers use them to assess risk. There are many drug-related conviction codes that can appear on a licence. Here is what they mean. DG10 – Driving with a Drug Level Above […]
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Well Dunn Group is pleased to confirm a new strategic partnership with premium finance provider PremFina. This collaboration will enable us to offer improved premium finance options to customers across our broker brands, supporting our service and growth plans for 2026 and beyond. The agreement brings together Well Dunn Group and PremFina across the group’s […]
Most landlord insurance claims follow familiar patterns. But the emerging pattern in 2025–26 is how often they happen and how much they cost. Rising repair prices and more extreme weather mean even routine claims are becoming more expensive. Industry data from the Association of British Insurers (ABI) shows property claims remain at historically high levels[1], […]
Read More… from Top Landlord Insurance Claims And How To Prevent Them
A commercial property incident — whether fire, flood, theft or structural failure — can be disruptive and costly. Acting quickly and carefully, while following your insurance policy, helps protect your business. It also makes the claim process easier and reduces financial loss. Below are the key steps to take immediately after an incident. 1. Ensure […]
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Dumper trucks are tough machines, but they’re not immune to risk. From theft to tip-overs, the types of claims insurers see from UK construction and groundwork firms often follow a pattern. In this blog, we reveal the five most common dumper truck insurance claims, and how you can avoid them to reduce downtime and protect […]
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Whether you own your dumper trucks or hire them in for specific jobs, the type of insurance you need can differ significantly. Confusing these two could leave you underinsured, or paying for cover you don’t need. This guide explains the key differences between owned and hired-in dumper truck insurance, and how to choose the right […]
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