Blog | Insurance Revolution

Top Landlord Insurance Claims And How To Prevent Them

Most landlord insurance claims follow familiar patterns. But the emerging pattern in 2025–26 is how often they happen and how much they cost. Rising repair prices and more extreme weather mean even routine claims are becoming more expensive. Industry data from the Association of British Insurers (ABI) shows property claims remain at historically high levels[1], […]

Modern glass-fronted commercial property at dusk, ideal for articles about Commercial Property Insurance for UK landlords and building owners.

What To Do After A Commercial Property Incident

A commercial property incident — whether fire, flood, theft or structural failure — can be disruptive and costly. Acting quickly and carefully, while following your insurance policy, helps protect your business. It also makes the claim process easier and reduces financial loss. Below are the key steps to take immediately after an incident. 1. Ensure […]

Heavy tipper lorry operating on public road under insured commercial vehicle cover

Top 5 Dumper Truck Insurance Claims (and How to Avoid Them)

Dumper trucks are tough machines, but they’re not immune to risk. From theft to tip-overs, the types of claims insurers see from UK construction and groundwork firms often follow a pattern. In this blog, we reveal the five most common dumper truck insurance claims, and how you can avoid them to reduce downtime and protect […]

Insured tipper lorry travelling on public road as part of commercial haulage operations

Owned vs Hired Dumper Truck Insurance – What’s the Difference?

Whether you own your dumper trucks or hire them in for specific jobs, the type of insurance you need can differ significantly. Confusing these two could leave you underinsured, or paying for cover you don’t need. This guide explains the key differences between owned and hired-in dumper truck insurance, and how to choose the right […]

Tipper truck unloading aggregate on site during insured construction and haulage work

Do I Need Dumper Truck Insurance? A Quick Guide for UK Site Operators

Dumper trucks are essential for moving heavy loads on construction and groundwork sites but they’re also high-risk machines prone to accidents, theft and damage. Whether you own or hire a dumper, having the right insurance in place is key to keeping your business protected and projects moving. This guide breaks down who needs dumper truck […]

Forklift moving shrink-wrapped pallets as part of insured warehouse and logistics operations

Electric vs Diesel Forklifts – Does It Affect Insurance?

As UK businesses shift toward greener operations, electric forklifts are becoming more popular but does the type of forklift you use affect your insurance policy or premium? In this blog, we explore the differences between electric and diesel/LPG forklifts, and what insurance providers consider when quoting cover. Key Differences Between Electric and Diesel Forklifts Feature […]

Forklift truck operating in a warehouse, handling palletised goods with insured plant equipment

Forklift Liability Insurance: What It Is and Why It Matters

A forklift accident can cause serious injury, property damage and costly downtime and if you’re found liable, the financial consequences can be severe. That’s why forklift liability insurance is one of the most important types of cover for any business using these machines. This blog explains what forklift liability insurance covers, who needs it, and […]

Warehouse forklift carrying out insured materials handling between high-bay storage racks

Do I Need Forklift Truck Insurance? A Guide for UK Businesses

Whether you run a warehouse, construction site, or manufacturing facility, forklift trucks are essential for moving heavy loads. But are they legally required to be insured? And what kind of cover do you need? This guide breaks down who needs forklift insurance, what it includes, and why going without could be a costly mistake. Is […]

Compact excavator performing insured trenching and groundworks on a construction site

How to Prevent Excavator Theft and Lower Your Insurance Premium

Excavators and mini diggers are among the most stolen types of plant equipment in the UK. With units valued anywhere from £15,000 to over £200,000, one theft can devastate your business and drive up your insurance costs. This guide outlines practical ways to secure your equipment, reduce theft risk, and potentially cut your excavator insurance […]

Mini excavator used for insured groundwork and excavation at a residential construction site

Mini Digger vs Large Excavator Insurance – What’s the Difference?

Not all diggers are treated equally when it comes to insurance. Whether you’re operating a compact mini digger for landscaping or a large excavator for major groundwork, the type of machine affects the level of risk and the insurance you need. In this guide, we break down the key differences between insuring mini diggers and […]