If you have a TT99 conviction and need to insure a van or commercial vehicle, the short answer is yes, it is possible. The longer answer is that it is more complex, more restricted, and usually more expensive than standard motor insurance. Many drivers with a TT99 conviction are tradespeople, couriers, or self-employed business owners […]
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Insurers see a TT99 conviction as a high-risk driving issue. This is because it shows repeated rule-breaking, not just one incident. This has a major impact on availability and cost of insurance. What Is a TT99 Conviction? A TT99 conviction happens when a driver gets 12 or more penalty points in three years. This is […]
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An excess is a set sum of money that you agree to pay in the event of an insurance claim. This is paid towards the cost of any claim that you make. It is also payable for every claim that you make. If you were unlucky enough to have your car broken into and repairs […]
We often hear that you can get a discount on your car insurance if you have a no claims bonus, but what exactly is it? No Claims Bonus Explained A no claims bonus is an accruement of years when you have had car insurance but you haven’t made a claim. So if you have had […]
It’s important to understand that when it comes to using a mobile phone whilst driving, the law applies to physically touching your phone whilst the vehicle’s engine is running. This includes being stopped at traffic lights as well as when moving. It also applies to other handheld devices as well as mobile phones. The Penalties […]
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Buying a new car is always an exciting experience. These days zeroing in on the best suited car for your needs is not a cumbersome process anymore. Thanks to the myriad information with regards to automobiles available on various sites, you can comfortably make your choice by checking and comparing the features and benefits of […]
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One of the most recently conducted researches demonstrates that most of the drivers motorists only concentrate for 25% time of their total driving time – which means that when you drive, there could be about 3 or 4 drivers around you who are not concentrating on their driving. Distraction is a common human trait and […]
Car Insurance is a legal requirement in the UK and every motorist is required to have insurance for their cars against any mishap occurring on the roads or towards their vehicle and causing damage to someone else, their vehicle or property. Obtaining a car insurance policy quote requires you to conduct an extensive market research […]
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When buying a new or used car, reliability remains one of the most important factors to consider. A reliable vehicle is less likely to suffer from unexpected breakdowns, costly repairs or long periods off the road, all of which can significantly increase ownership costs over time. Using the latest UK reliability surveys and owner feedback […]
Drink and drug driving continues to be one of the most dangerous and preventable causes of death on UK roads. Despite decades of awareness campaigns and tougher penalties, recent figures show that driving under the influence of alcohol or drugs is still responsible for a significant proportion of fatal road accidents. In this updated 2025 […]
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