Close-up of an HGV driver holding the steering wheel while driving a large commercial lorry on the road.
HGV Insurance Explained: Protecting Your Lorries, Drivers and Business

Running a haulage business means taking on constant risk. From long motorway journeys to city centre deliveries, every mile carries exposure to accidents, damage, and costly claims. HGV insurance is designed to protect your vehicles, your drivers, and your company’s reputation. Without the right cover, even one major incident could stop your fleet in its […]

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A row of refrigerated white trucks parked outside a warehouse, ready for commercial delivery and transport.
Top 5 Truck Insurance Mistakes UK Haulage Operators Must Avoid

Running a haulage business in the UK is challenging enough without dealing with the wrong truck insurance. Rising fuel costs, stricter road safety laws and supply chain pressures mean your vehicles need reliable protection. Yet many operators unknowingly take out policies that leave gaps in cover. These gaps can lead to expensive claims and dangerous […]

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A row of modern white articulated trucks parked side by side under a blue sky, representing a professional haulage fleet needing truck insurance.
Truck Insurance UK: 6 Essential Covers Every Haulage Business Should Know

Running a haulage or transport business means managing high-value vehicles, time-sensitive deliveries and constant road risks. Truck insurance protects your fleet from accidents, theft and unexpected claims. Yet many UK operators unknowingly buy policies that leave gaps in cover. Below is a clear guide to the six essential protections every haulage business should understand before […]

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What Are RHA Conditions?

RHA (Road Haulage Association) conditions are the recognised industry standard ‘conditions of carriage’ for hauliers and can only be legally used by members of the association In insurance terms, they are a form of Goods in Transit cover, along with CMR Insurance and All Risks Insurance. As a haulier, you can refer the conditions to […]

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What Is CMR Insurance?

CMR Insurance is a type of cover which allows hauliers and couriers to legally carry goods within Europe. CMR Insurance ensures goods carriers comply with the CMR Convention – ‘Convention on the Contract for the International Carriage of Goods by Road’, in full – an EU law requiring goods carriers to produce a CMR consignment at […]

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HGV Driving Safety Statistics

We asked the general driving public how they felt about it and have pulled together some data regarding accidents/incidents involving HGVs too. Read on for more information. The MTRU (Metropolitan Transport Research Unit) reported in 2018 that HGVs are much more likely to be involved in fatal road traffic accidents than other vehicles. The report […]

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Operator Licences: What Are They?

Operator licenses are required if you want to drive a heavy goods vehicle. The reason that operator licenses were introduced was to help ensure the safety of all road users when goods vehicles are being operated. Suppose you are operating a goods vehicle weighing over 3.5 tonnes gross plated weight or weighing more than 1,525kg when unladen and […]

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