Drug driving offences in the UK are recorded using specific DVLA endorsement codes [1]. These codes matter. Courts use them to record convictions, and insurers use them to assess risk. There are many drug-related conviction codes that can appear on a licence. Here is what they mean. DG10 – Driving with a Drug Level Above […]
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Most landlord insurance claims follow familiar patterns. But the emerging pattern in 2025–26 is how often they happen and how much they cost. Rising repair prices and more extreme weather mean even routine claims are becoming more expensive. Industry data from the Association of British Insurers (ABI) shows property claims remain at historically high levels[1], […]
Read More… from Top Landlord Insurance Claims And How To Prevent Them
A commercial property incident — whether fire, flood, theft or structural failure — can be disruptive and costly. Acting quickly and carefully, while following your insurance policy, helps protect your business. It also makes the claim process easier and reduces financial loss. Below are the key steps to take immediately after an incident. 1. Ensure […]
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If you have a TT99 conviction and need to insure a van or commercial vehicle, the short answer is yes, it is possible. The longer answer is that it is more complex, more restricted, and usually more expensive than standard motor insurance. Many drivers with a TT99 conviction are tradespeople, couriers, or self-employed business owners […]
Read More… from Can You Insure a Van or Commercial Vehicle With a TT99 Conviction?
Insurers see a TT99 conviction as a high-risk driving issue. This is because it shows repeated rule-breaking, not just one incident. This has a major impact on availability and cost of insurance. What Is a TT99 Conviction? A TT99 conviction happens when a driver gets 12 or more penalty points in three years. This is […]
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