Manufacturer Insurance

Whether you’re producing food, textiles, machinery, or consumer goods, the manufacturing industry faces complex risks every day. From liability claims over defective products to costly machinery breakdowns, manufacturers need insurance that’s built around their operations.

Manufacturer insurance provides financial protection against accidents, claims, and disruptions, so your business can keep producing with confidence.
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How It Works

1

Call us or complete our online quote form. We’ll collect a few key details about your business.

2

We’ll contact you to confirm everything, talk through your needs, and match you with the right level of cover.

3

We compare quotes from our panel of 20+ insurers, present your options, and explain the details before you buy.

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Why Choose Insurance Revolution for Manufacturer Insurance?

Sector Expertise: We understand the unique risks faced by UK manufacturers, from liability to supply chain issues.
Tailored Protection: Policies customised to your production lines, equipment, and client requirements.
Competitive Pricing: We compare a panel of trusted insurers to secure the best value cover.
Fast, Hassle-Free Setup: We can arrange manufacturer insurance quickly, often within the same day.
Flexible Payments: Choose to pay monthly to help manage your business cashflow.
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What Is Manufacturer Insurance?

Manufacturer insurance is a business insurance package designed specifically for manufacturing companies. It combines covers like public liability, product liability, employers’ liability, stock, and business interruption into one tailored policy. This can ensure you’re financially protected against accidents, claims, and production setbacks.

Who needs Manufacturer Insurance?

This type of cover is designed for:

  • Food and drink manufacturers

  • Clothing and textile producers

  • Engineering and machinery manufacturers

  • Furniture and wood product makers

  • Chemical, plastics, and materials manufacturers

  • Any UK business that designs, produces, or distributes goods

Why do Manufacturers need insurance?

Manufacturing is a high-risk industry. Manufacturer insurance helps you:

  • Comply with legal requirements (e.g. employers’ liability if you employ staff)

  • Protect against product liability claims if a defective product causes damage or injury

  • Safeguard your equipment and stock from damage, theft, or breakdown

  • Cover supply chain disruptions with business interruption cover

  • Defend against legal costs in the event of disputes or claims

 

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What Does Manufacturer Insurance Typically Cover?

A tailored manufacturer insurance policy may include:

  1. Public Liability Insurance – Protects against third-party injury or property damage claims.

  2. Product Liability Insurance – Covers compensation claims if goods you manufacture cause harm.

  3. Employers’ Liability Insurance – Often a legal requirement if you employ staff, covering workplace injury or illness.

  4. Machinery & Equipment Cover – Protection for manufacturing machinery and tools against theft or damage.

  5. Stock & Finished Goods Insurance – Covers raw materials, work-in-progress, and finished stock.

  6. Business Interruption Insurance – Provides income protection if production is halted due to an insured event.

  7. Buildings Cover – Protection for factory or workshop premises against fire, flood, or storm.

  8. Legal Expenses Cover – Assistance with the cost of legal claims or disputes.

FAQs

Employers’ liability insurance is often legally required if you employ staff. Other covers, such as public and product liability, while not legally required, are considered essential for protection.

Factory insurance is focused on the premises and operations, while manufacturer insurance goes further by also protecting against product liability and supply chain risks specific to production businesses.

Yes. A manufacturer insurance policy can extend across multiple sites, including factories, warehouses, and storage facilities.

Yes, product liability cover can be extended to include exported goods. We’ll tailor your policy depending on whether you sell within the UK, Europe, or worldwide.

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