Industrial Insurance
Industrial insurance is designed to protect your business, employees, assets, and income, so you can operate with confidence knowing you’re covered against unexpected risks.
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Call us or complete our online quote form. We’ll collect a few key details about your business.
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We’ll contact you to confirm everything, talk through your needs, and match you with the right level of cover.
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We compare quotes from our panel of 20+ insurers, present your options, and explain the details before you buy.
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What Is Industrial Insurance?
Industrial insurance is a specialist business insurance package designed for companies operating in the industrial sector. It combines essential covers like public liability, employers’ liability, machinery and equipment protection, stock and buildings cover, plus business interruption insurance. With tailored protection in place, you’re safeguarded from the financial impact of claims, damage, and downtime.
Who needs Industrial Insurance?
This insurance is suitable for:
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Large-scale industrial sites
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Heavy manufacturing businesses
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Processing and engineering plants
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Energy, chemical, or materials operations
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Any UK business operating in the industrial sector
Why do industrial businesses need insurance?
The industrial sector faces some of the highest risks in business. Insurance helps you:
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Meet legal requirements (e.g. employers’ liability cover for staff)
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Protect against third-party liability claims if accidents cause injury or damage
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Safeguard expensive machinery and plant against damage, theft, or breakdown
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Cover buildings and stock from fire, flood, or storm damage
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Ensure business continuity with income protection if operations are disrupted
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What Does Industrial Insurance Cover?
A typical industrial insurance policy can include:
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Public Liability Insurance – Covers claims for third-party injury or property damage.
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Employers’ Liability Insurance – Often a legal requirement if you employ staff.
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Machinery & Plant Insurance – Covers vital equipment and machinery.
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Buildings Insurance – Protection for your industrial premises against fire, flood, storm, or vandalism.
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Stock & Materials Insurance – Covers raw materials, work-in-progress, and finished goods.
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Business Interruption Insurance – Protects your income if operations are halted.
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Goods in Transit Insurance – Optional cover for stock while being transported.
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Legal Expenses Cover – Helps cover the cost of legal claims and disputes.
FAQs
Employers’ liability insurance is often legally required if you have staff. Other covers, like public liability or machinery insurance, aren’t compulsory but are highly recommended.
Yes, industrial insurance can extend to cover multiple sites under one policy.
It can. If your industrial operations have environmental exposures (e.g. waste, emissions, chemicals), we can include environmental liability cover.ember of the public is injured during an auction event.
In most cases, we can arrange industrial insurance the same day you contact us.