Auction House Insurance

Running an auction house comes with unique risks. From valuable lots stored on-site to busy events with large crowds, there’s always potential for accidents, theft, or damage. Without the right protection, a single incident could cause serious financial loss.

Auction house insurance is designed to safeguard your premises, staff, visitors, and the lots you hold. Whether you run a small independent auction room or a large commercial auction house, tailored cover ensures you’re protected against the unexpected.
START YOUR QUOTE CALL US
OR CALL 0330 054 0545
How It Works

1

Call us or complete our online quote form. We’ll collect a few key details about your business.

2

We’ll contact you to confirm everything, talk through your needs, and match you with the right level of cover.

3

We compare quotes from our panel of 20+ insurers, present your options, and explain the details before you buy.

Insurance Revolution's Reviews

Trustpilot

Why Choose Insurance Revolution for Auction House Insurance?

Specialist Knowledge: We understand the risks of handling valuable lots and managing large events.
Tailored Cover: Policies customised to your venue, items, and business size.
Competitive Quotes: Access to a wide panel of UK insurers to secure the best deal.
Fast & Reliable Setup: We can arrange cover quickly so you’re ready for your next auction.
Flexible Payments: Spread the cost of your insurance with monthly instalments.
GET YOUR QUOTE NOW CALL US
OR CALL 0330 054 0545

What Is Auction House Insurance?

Auction house insurance is a type of business insurance designed specifically for auctioneers and auction venues. It provides protection for liabilities, employees, premises, and crucially, the lots held on-site or in transit. A tailored policy helps cover accidents, theft, or damage that could otherwise result in significant financial losses.

Who needs Auction House Insurance?

This insurance is suitable for:

  • Independent auction houses

  • Large commercial auction venues

  • Specialist auctioneers (antiques, cars, fine art, machinery, livestock)

  • Businesses storing valuable lots between auctions

  • Online auctioneers with physical premises

Why do Auction Houses need insurance?

Auction houses face unique exposures, including:

  • High-value lots that could be damaged or stolen

  • Crowded events where accidents and injuries may occur

  • Staff at risk of workplace injuries during handling and setup

  • Legal obligations to protect employees and visitors

  • Business continuity risks if an insured event stops auctions taking place

Having the right insurance in place gives peace of mind to you, your consignors, and your bidders.

 

START YOUR QUOTE >

What Does Auction House Insurance Cover?

A tailored policy may include:

  1. Public Liability Insurance – Protects against claims from visitors injured at your premises or events.

  2. Employers’ Liability Insurance – A legal requirement if you employ staff, covering workplace injuries.

  3. Stock & Lots Insurance – Covers items held on-site, in storage, or in transit for auction.

  4. Buildings Insurance – Protection for your premises against fire, flood, or storm damage.

  5. Business Interruption Insurance – Provides income protection if auctions are halted due to an insured event.

  6. Money & Contents Insurance – Covers cash held on-site and office equipment.

  7. Legal Expenses Insurance – Assists with the cost of disputes or claims.

FAQs

Employers’ liability is often legally required if you employ staff. While other covers aren’t legally required, they are vital to protect against the unique risks of auctioneering.

Yes, policies can be arranged to cover lots held in trust for clients, whether stored on-site, in storage, or being transported.

Yes. Public liability insurance protects you if a member of the public is injured during an auction event.

Absolutely. If you operate hybrid or online auctions but maintain physical premises for storage or viewing, we can tailor cover for both.

START YOUR QUOTE CALL US
OR CALL 0330 054 0545
START YOUR QUOTE OR CALL 0330 054 0545

Helpful Articles & Updates

From liability cover to loss of licence, this section provides insurance help and business advice for business owners.