It Contractor Insurance

Specialist Insurance for IT Contractors

Working as an IT contractor can present unique risks, from client data breaches to contract disputes. IT Contractor Insurance can help provide protection for your work, your equipment, and your professional reputation.
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How It Works

1

Call us or complete our online quote form. We’ll collect a few key details about your business.

2

We’ll contact you to confirm everything, talk through your needs, and match you with the right level of cover.

3

We compare quotes from our panel of 20+ insurers, present your options, and explain the details before you buy.

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Why Choose Us for IT Contractor Insurance?

Wide selection of UK insurance providers
Flexible policies for freelance IT professionals and contractors
Quick comparisons to help find suitable cover
Can help you secure public liability, professional indemnity, cyber cover, and more
Support from specialists to help you compare policies effectively
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What Is IT Contractor Insurance?

IT Contractor Insurance is designed to help protect IT professionals working on a contract basis. Whether you work as a developer, network engineer, consultant, or technician, this insurance can offer cover for the risks involved in delivering specialist IT services.

Who May Need IT Contractor Insurance?

A wide range of IT professionals could benefit from IT Contractor Insurance, including:

  • IT consultants
  • Software developers
  • Network engineers
  • Web designers
  • Cybersecurity professionals
  • IT support technicians
  • Freelance IT contractors
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What Can IT Contractor Insurance Cover?

1. Public Liability Insurance

Public liability insurance can help cover claims made by third parties who suffer injury or property damage because of your business activities.

2. Employers’ Liability Insurance

Employers’ liability insurance can be a legal requirement if you employ staff and can help cover work-related injury or illness claims.

3. Professional Indemnity Insurance

Professional indemnity insurance can help protect against claims made by clients who believe your work caused them financial loss due to error, negligence, or inadequate service.

4. Portable Equipment Cover

This can help protect laptops, mobile phones, and other IT equipment against theft, accidental damage, or loss.

5. Cyber Insurance

Cyber insurance can help cover data breaches, ransomware attacks, and other cyber incidents that could impact your work or client systems.

FAQs

IT contractor insurance is not legally required, but employers’ liability insurance can be legally required if you employ staff. Professional indemnity and public liability insurance are often required by clients.

Professional indemnity insurance can help cover claims related to mistakes, poor advice, or failure to deliver expected results that cause financial loss to clients.

Yes, portable equipment cover can be added to help protect your essential work devices against theft, accidental damage, and loss.

Many IT contractor policies can include cyber insurance to help protect against ransomware, hacking, and data breach incidents.

International cover can often be included or added to a policy, subject to insurer acceptance.

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OR CALL 0330 054 0545
START YOUR QUOTE OR CALL 0330 054 0545

Helpful Articles & Updates

Insurance tips and cyber protection advice designed for IT contractors and digital professionals.