If you’ve been hit with an IN10 conviction for driving without insurance, finding cover can feel like a minefield. Most standard insurers either raise their premiums dramatically or refuse to quote altogether. That’s where Convicted Car Insurance comes in. It’s designed to help drivers with past offences get back on the road legally and affordably. As a broker specialising in this type of insurance, we’re here to help.
What Is Convicted Car Insurance?
Convicted Car Insurance is specialist cover for drivers who have motoring convictions on their record, Including Driving Uninsured (IN10), Drink Driving (DR), Drug Driving (DG), or Speeding Offences (SP) to name a few. While mainstream insurers may view you as high risk, specialist providers take a more balanced approach, offering tailored policies based on your full driving history.
Why an IN10 Impacts Your Insurance
An IN10 conviction is a serious offence in the UK and remains on your licence for up to four years. It tells insurers you’ve driven uninsured, which raises red flags. This can push premiums up, or worse, make it hard to get cover at all. But with the right Car Insurance with Convictions, you can still secure the protection you need.
What Are Your Options?
Despite the challenges, there are several ways to get insured after an IN10:
Specialist Convicted Driver Insurance Brokers
Specialist insurance brokers understand that a conviction doesn’t define you. They offer Convicted Car Insurance that reflects your current situation, not just your past. Whether it’s your first offence or part of a longer history, these specialist brokers can still offer competitive and flexible cover.
Insurance for Drink or Drug Driving Convictions
If your IN10 relates to a wider offence, like drink or drug driving, you’ll likely need Car Insurance for Drink Drivers or Drug Driving Insurance. These fall under the same specialist category and are handled by insurers who are equipped to manage higher-risk profiles.
Rebuilding Your Driving Record
Here are a few tips to lower your insurance costs after a conviction:
- Choose a lower-risk vehicle
- Increase your voluntary excess (if affordable)
- Keep a clean record going forward
- Compare quotes from multiple specialist providers
Get Back on the Road with Confidence
At Insurance Revolution, we believe in second chances. Whether you need help with an IN10, Car Insurance with Convictions, or something more specific like Drug Driving Insurance, we’ll guide you to the right cover.
Get your Convicted Car Insurance quote today and take the first step towards getting back behind the wheel.